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16815 E 42nd Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16815 E 42nd Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,128 sqft · built 1996
Lot Size0.193 acres (8,411 sqft)
OwnerIndividual Name on Record
Last Sale$377,000 (Feb 2026)
Tax Bill$4,375 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN34-330-18-10

Property Details

APN / Parcel Number

Primary APN34-330-18-10
Alternative APNs
  • 34-330-18-10-00-0-00-000
  • 886089

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,128 sqft Living Area
1st Floor Area534 sqft
Basement Area965 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,411 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area44 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number886089
Street Address16815 E 42ND TER S
CityINDEPENDENCE
StateMO
Zip64055-5428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKERRINGTON WOODS LOTS 42-76 LOT 62
Legal SubdivisionKERRINGTON WOODS
Legal Block2
Legal Lot Number62
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2006
Census Tract14501

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16815 E 42ND TER S, INDEPENDENCE, MO 64055-5428
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number202613596
Prior Transfer DateJul 18, 2024
Prior Transfer Doc0000051525
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON MO
Recording DateFeb 25, 2026
Property Address16815 E 42ND TER S, INDEPENDENCE, MO 64055-5428
Document Number00E0013596
Instrument DateFeb 23, 2026
Instrument2026E0013596
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyMCCAFFREE SHORT TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16815 E 42ND TER S, INDEPENDENCE, MO 64055-5428

Mortgage

Document Number00E0013597
DateFeb 25, 2026
Instrument2026E0013597
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2036
Change Frequency6 Months
Min Rate At Change4%
Max Rate At Change8%
IndexSOFR Average 30-Day
Margin3
Max Rate11%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictBlue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,813 (-) Land $9,031 Building $52,782$325,330 (-)
2025$4,375.00 (+13.11%)$61,813 (+9.6%) Land $9,031 Building $52,782$325,330 (+9.6%)
2024$3,868.00 (+2.11%)
2023$3,788.00$56,397 Land $6,623 Building $49,774$296,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMay 2011 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Google Fiber, Wisper ISP.

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