16815 E 18th Ct, Veradale, WA 99037 Property Records

Spokane County property record for 16815 E 18th Ct, Veradale, WA 99037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,811 sqft · built 2011
Lot Size	0.603 acres (26,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,280 (Sep 2010)
Tax Bill	$9,961 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45251.3210`

Property Details

APN / Parcel Number

Primary APN	`45251.3210`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,811 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	1,307 sqft
Upper Floors Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,259 sqft (0.603 acres)
Garage Type	Attached
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	306 sqft
Patio Area	134 sqft
Canopy	316 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16815 E 18TH CT
City	VERADALE
State	WA
Zip	99037-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIDGEMONT ESTATES NO. 3 - 2ND ADD LT 10 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	25
Legal Subdivision	RIDGEMONT ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2007
Census Tract	13003

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16815 E 18TH CT, VERADALE, WA 99037-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2010 · Amount on Record
Deed Sale	Sep 20, 2010 · Amount on Record
Deed Document Number	20105935599
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16815 E 18TH CT, VERADALE, WA 99037-8049
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007112092
Date	Aug 11, 2021
Instrument	7112092

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16815 E 18TH CT, VERADALE, WA 99037-8049
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007175666
Date	Jan 28, 2022
Instrument	7175666

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16815 E 18TH CT, VERADALE, WA 99037-8049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006571718
Date	Jan 18, 2017
Instrument	6571718

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16815 E 18TH CT, VERADALE, WA 99037-8049
Document Number	0006587513
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16815 E 18TH CT SPOKANE VALLEY WA 990378049, SPOKANE VALLEY, WA 99037-8049

Mortgage

Document Number	0006587513
Date	Mar 22, 2017
Instrument	6587513

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,961.00 (-0.7%)	$1,016,100 (+9.12%) Land $200,000 Building $816,100	$1,016,100 (+9.12%) Land $200,000 Building $816,100
2025	$10,031.00 (+12.8%)	$931,200 (+1.52%) Land $142,000 Building $789,200	$931,200 (+1.52%) Land $142,000 Building $789,200
2024	$8,893.00 (+2.12%)	$917,300 (+25.07%) Land $142,000 Building $775,300	$917,300 (+25.07%) Land $142,000 Building $775,300
2023	$8,708.00 (+1.14%)	$733,400 Land $100,000 Building $633,400	$733,400 Land $100,000 Building $633,400
2022	$8,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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