16812 Spring Valley Rd, Belton, MO 64012 Property Records

Cass County property record for 16812 Spring Valley Rd, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1988
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,441 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-402-004-011.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-402-004-011.000`
Alternative APN	`2396541`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,924 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Finished Basement	578 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	143 ft deep x 92 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	112 sqft
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2396541
Street Address	16812 SPRING VALLEY RD
City	BELTON
State	MO
Zip	64012-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEL-RAY EST LOT 469
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	BEL RAY EST
Legal Lot Number	469
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	1
Census Block	1011
Census Tract	60003

Owner

16812 Spring Valley Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Cass County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 26, 2021	Intrafamily Transfer, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC
Mar 12, 2021	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021
Deed Sale	Mar 12, 2021
Prior Sale	Jun 27, 2016 · Amount on File
Deed Document Number	2021686439
Deed Book / Page	4652 / 110
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	4660/32
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322

Mortgage

Document Number	0005224/20
Date	Oct 7, 2025
Book Page	5224/20
Instrument	773731

Lender

Name	ARVEST BANK
Type	Bank
Address	BELTON, MO 64012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322

Mortgage

Document Number	0004654/55
Date	Mar 16, 2021
Book Page	4654/55
Instrument	686695

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322

Mortgage

Document Number	004884/152
Date	Aug 16, 2022
Book Page	4884/152
Instrument	721467

Lender

Name	ARVEST BANK
Type	Bank
Address	BELTON, MO 64012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Mar 26, 2021
Property Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322
Document Number	4660/32
Book / Page	4660 / 32
Instrument Date	Mar 9, 2021
Instrument	687473
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Mar 12, 2021
Property Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322
Document Number	4652/110
Book / Page	4652 / 110
Instrument Date	Mar 9, 2021
Instrument	686439
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 SPRING VALLEY RD, BELTON, MO 64012-5322

Tax Assessment & Valuation

The 2025 property tax bill for 16812 Spring Valley Rd was $6,441, up 158.2% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,441.00 (+158.16%)	$33,900 Land $4,760 Building $29,140	$178,390 Land $25,050 Building $153,340
2024	$2,495.00 (+0.24%)
2023	$2,489.00 (+4,878%)	$30,160 (+12.75%) Land $4,330 Building $25,830	$158,720 Land $22,770 Building $135,950
2022	$50.00	$26,750 Land $4,330 Building $22,420
2021			$140,780 Land $22,770 Building $118,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16812 Spring Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16812 Spring Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Spring Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures