Walton County property record for 1681 Varnum Rd, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2023 |
| Lot Size | 3.29 acres (143,312 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,147 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-6N-21-40000-006-0070 |
| Primary APN | 31-6N-21-40000-006-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 143,312 sqft (3.29 acres) |
| Porch | Open/Unfinished Porch |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1681 VARNUM RD |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GA |
| Legal Description | COM SW/C SW4 NW4 SEC 31-6N-21W N 86 DEG 1626E 745.75FT,N 86 DEG 1625E 495.97FT,N 86 DEG 1625E 364.87FT TO POB;N 00 DEG 0812E 562.83FT BEING SWLY OF S EDGE OF VARNUM RD, MEANDER NELY ON EDGE 246.00FT, S 00 DEG 0812W 600.39FT,S 86 DEG 1625W 240.55FT TO |
| Legal Range | 021 |
| Legal Township | 06N |
| Legal Section | 31 |
| Legal Block | 600 |
| Legal Lot Number | 70 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | PAXTON-DARLINGTON |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 950104 |
1681 Varnum Rd is owned and occupied by an individual who acquired it in October 2021.
Source: Walton County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1770 VARNUM RD, LAUREL HILL, FL 32567-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Oct 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 0000051038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1681 VARNUM RD, LAUREL HILL, FL 32567 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1681 VARNUM RD, LAUREL HILL, FL 32567 |
| Document Number | 0033770805 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 3377/805 |
| Instrument | 20250041547 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1681 VARNUM RD, LAUREL HILL, FL 32567 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1681 VARNUM RD, LAUREL HILL, FL 32567 |
| Document Number | 0033751759 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 3375/1759 |
| Instrument | 20250038838 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 1681 VARNUM RD, LAUREL HILL, FL 32567 |
| Document Number | 0032201889 |
| Book / Page | 3220 / 1889 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 20210051038 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 452 PEN WILLIAMS RD, DEFUNIAK SPRINGS, FL 32433-0753 |
| Name | Verified Name |
|---|---|
| Address | 1770 VARNUM RD, LAUREL HILL, FL 32567-2611 |
The 2025 property tax bill for 1681 Varnum Rd was $1,147 with a homeowner's exemption, down 5.2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,147.00 (-5.21%) Homeowner's exemption | $167,594 Land $19,740 Building $147,854 | $167,594 Land $19,740 Building $147,854 |
| 2024 | $1,210.00 (+1,201.08%) | ||
| 2023 | $93.00 (+47.62%) | $11,190 (+50.69%) Land $6,690 Building $4,500 | $11,190 (+50.69%) Land $6,690 Building $4,500 |
| 2022 | $63.00 | $7,426 Land $7,426 | $7,426 Land $7,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1681 Varnum Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1681 Varnum Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fidium Fiber DSL | 10 / 1 |
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