1681 Ocean St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1681 Ocean St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,726 sqft · built 2002
Lot Size0.08 acres (3,498 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Sep 2026)
Tax Bill$6,565 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-082-023

Property Details

APN / Parcel Number

Primary APN062-082-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,726 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area3,498 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1681 OCEAN ST
CityOCEANO
StateCA
Zip93445-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO BL 13 PTN LTS 35 & 36
Legal SubdivisionOCEANO
Legal Block13
Legal Lot Number35,36
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2050
Census Tract12201

Owner

Source: San Luis Obispo County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address562 N 8TH ST, A, GROVER BEACH, CA 93433-1670
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Grant Deed, Transfer · Conventional Mortgage
US HOME CORPORATION
Oct 6, 2017Grant Deed, Transfer
SAULSBURY HELEN F TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Prior SaleOct 6, 2017 · Amount on Record
Deed Document Number202628438
Prior Transfer DateAug 26, 2011
Prior Transfer Doc0000044121
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 8, 2026
Property Address1681 OCEAN ST, OCEANO, CA 93445-9005
Document Number0000028438
Instrument DateAug 31, 2026
Instrument202628438
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$77,770.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 N 8TH ST, GROVER BEACH, CA 93433-1669

Mortgage

Document Number0000028439,
DateSep 8, 2026
Instrument202628439
Lender
NameUS HOME CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 6, 2017
Property Address1681 OCEAN ST, OCEANO, CA 93445-9005
Document Number0000044966
Instrument DateOct 4, 2017
Instrument44966
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$564.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1681 OCEAN ST OCEANO CA 934459005, OCEANO, CA 93445-9005

Mortgage

Document Number44967
DateOct 6, 2017
Instrument44967
Lender
NameSAULSBURY HELEN F TRUST (PT)
Address495 DIXSON ST, ARROYO GRANDE, CA 93420-3746
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$595,373 (+2%) Land $290,143 Building $305,230
2025$6,565.00 (+3.45%)$583,700 (+4.04%) Land $284,454 Building $299,246
2024$6,346.00 (+1.12%)
2023$6,276.00 (+1.45%)$561,036 Land $273,409 Building $287,627
2022$6,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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