Franklin County property record for 1681 Neff Rd, Saint Clair, MO 63077 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1974 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,800 (Mar 2021) |
| Tax Bill | $1,446 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-01.0-4-004-010.000 |
| Primary APN | 29-1-01.0-4-004-010.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 69,696 sqft (1.6 acres) |
| Street Address | 1681 NEFF RD |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 KEY PLACE |
| Legal Range | 1W |
| Legal Township | 41N |
| Legal Section | 01 |
| Legal Subdivision | KEY PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 800901 |
Source: Franklin County records · APN 29-1-01.0-4-004-010.000
Assessment roll updated November 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1681 NEFF RD, SAINT CLAIR, MO 63077-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK |
| Mar 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Deed Document Number | 20214147 |
| Prior Transfer Date | Jan 03, 2011 |
| Prior Transfer Doc | 0000000152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 01, 2026 |
| Property Address | 1681 NEFF RD, SAINT CLAIR, MO 63077-2312 |
| Document Number | 0002607141 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262607141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1681 NEFF RD, SAINT CLAIR, MO 63077-2312 |
| Document Number | 0002607141, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 20262607141 |
| Name | HERITAGE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 01, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 05, 2021 |
| Property Address | 1681 NEFF RD, SAINT CLAIR, MO 63077-2312 |
| Document Number | 0002104147 |
| Map Reference | PB P PG 1046 |
| Instrument Date | Mar 03, 2021 |
| Instrument | 2104147 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1681 NEFF RD, SAINT CLAIR, MO 63077-2312 |
| Document Number | 0002104148 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 2104148 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,446.00 (+18.52%) | $23,904 (+8.59%) | $125,810 (+8.59%) Land $14,850 Building $110,960 |
| 2023 | $1,220.00 (+14.02%) | $22,013 | $115,860 Land $13,280 Building $102,580 |
| 2022 | $1,070.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 31% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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