1681 McDowell Ave, Aurora, IL 60504 Property Records

Kane County property record for 1681 McDowell Ave, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1994
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Aug 2016)
Tax Bill	$7,437 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-36-479-020`

Property Details

APN / Parcel Number

Primary APN	`15-36-479-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1681 MCDOWELL AVE
City	AURORA
State	IL
Zip	60504-7555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR POINTES SUB LOT 56
Legal Subdivision	FOUR POINTES SUB
Legal Block	1
Legal Lot Number	56
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1029
Census Tract	854403

Owner

1681 McDowell Ave is owned and occupied by an individual who bought it in August 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1681 MCDOWELL AVE, AURORA, IL 60504-7555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 18, 2019	Loan Modification, Mortgage · FHA Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2016 · Amount on File
Deed Sale	Aug 15, 2016 · Amount on File
Prior Sale	Jun 23, 2005 · Amount on File
Deed Document Number	201642913
Prior Transfer Date	May 27, 2006
Prior Transfer Doc	0000059280
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1681 MCDOWELL AVE, AURORA, IL 60504-7555
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075628
Date	Oct 6, 2021
Instrument	2021K075628

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1681 MCDOWELL AVE, AURORA, IL 60504-7555
Document Number	0000035801
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 MCDOWELL AVE AURORA IL 605047555, AURORA, IL 60504-7555

Mortgage

Document Number	0000035801
Date	Aug 9, 2019
Instrument	35801

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1681 MCDOWELL AVE, AURORA, IL 60504-7555
Document Number	0000035800
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 MCDOWELL AVE AURORA IL 605047555, AURORA, IL 60504-7555

Mortgage

Document Number	0000035800
Date	Aug 9, 2019
Instrument	35800

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1681 McDowell Ave was $7,437 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,437.00 Homeowner's exemption Senior Citizen's exemption	$105,670 (+9.39%) Land $23,203 Building $82,467	$317,137 (+9.39%) Land $69,637 Building $247,500
2024		$96,599 Land $21,211 Building $75,388	$289,913 Land $63,658 Building $226,255
2022	$7,217.00 (+4.91%) Homeowner's exemption	$78,751 (+7.41%) Land $17,292 Building $61,459	$236,253 (+7.41%) Land $51,876 Building $184,377
2021	$6,879.00 Homeowner's exemption	$73,318 Land $16,099 Building $57,219	$219,954 Land $48,297 Building $171,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1681 McDowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1681 McDowell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV.

Nearby Properties on McDowell Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures