San Diego County property record for 1681 Loch Ness Dr, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,612 sqft Living Area |
| Lot Size | 27,007 sqft (0.62 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,265,000 (2025) |
| Tax Bill | $9,357.00 (2025) |
| Primary APN | 106-580-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,612 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1681 LOCH NESS DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-5431 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 222 TR 014861 |
| Legal Subdivision | FALLBROOK 4713-6 |
| Legal Tract | 014861 |
| Legal Block | 3 |
| Legal Lot Number | 222 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | FALLBROOK |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 18906 |
Source: San Diego County records · APN 106-580-25-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 02, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 25, 2025 | Grant Deed, Transfer · Veterans Administration Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 25, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Doc Number | 2025267310 |
| Prior Transfer Date | Feb 22, 2007 |
| Prior Transfer Doc | 0000139398 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Document Number | 0000166967 |
|---|---|
| Date | Jul 02, 2024 |
| Instrument | 2024-0166967 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2025 |
| Property Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Document Number | 0000267310 |
| Map Reference | MAP 14861 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-0267310 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Document Number | 0000267311 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-0267311 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000211344 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2018-0211344 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 20, 2019 |
| Property Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Document Number | 0000242261 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 242261 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1681 LOCH NESS DR FALLBROOK CA 920285431, FALLBROOK, CA 92028-5431 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2017 |
| Property Address | 1681 LOCH NESS DR, FALLBROOK, CA 92028-5431 |
| Document Number | 0000439044 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 439044 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1681 LOCH NESS DR FALLBROOK CA 920285431, FALLBROOK, CA 92028-5431 |
| Document Number | 439045 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 439045 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,265,000 (+44.39%) Land $517,498 Building $747,502 | |
| 2025 | $9,357.00 (+5.63%) Homeowner's exemption | $876,124 (+4.04%) Land $358,413 Building $517,711 |
| 2023 | $8,858.00 (-0.03%) Homeowner's exemption | $842,105 Land $344,497 Building $497,608 |
| 2022 | $8,861.00 |
1681 Loch Ness Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 23rd in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,587 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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