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1681 Hill Top Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1681 Hill Top Ln, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,967 sqft · built 1986
Lot Size0.142 acres (6,197 sqft)
Owner2 Individual Names on File
Last Sale$464,000 (Oct 2002)
Tax Bill$7,842 (2025)
Deeds & MortgagesJul 2017 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN257-311-08-00

Property Details

APN / Parcel Number

Primary APN257-311-08-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,967 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area6,197 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1681 HILL TOP LN
CityENCINITAS
StateCA
Zip92024-1969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal DescriptionLOT 33 TR 009082
Legal SubdivisionSEAGATE VILLAGE
Legal Tract009082
Legal Block2
Legal Lot Number33
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2009
Census Tract17108

Owner

Source: San Diego County records · APN 257-311-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1681 HILL TOP LN, ENCINITAS, CA 92024-1969
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2017Deed of Trust, Mortgage · Line of Credit
MISSION FCU
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
NMSI INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2002 · Amount on Record
Deed SaleOct 15, 2002 · Amount on Record
Prior SaleJul 31, 1998 · Amount on Record
Deed Document Number2002898237
Last Transfer DateDec 13, 2011
Transfer Doc0000695854
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1681 HILL TOP LN, ENCINITAS, CA 92024-1969
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000306486
DateJul 07, 2017
Instrument2017-0306486
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJul 31, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1681 HILL TOP LN, ENCINITAS, CA 92024-1969
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000249433
DateMay 18, 2020
Instrument2020-0249433
Lender
NameNMSI INC
TypeMortgage Company
AddressLOS ANGELES, CA 90010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$684,117 (+2%) Land $369,315 Building $314,802
2025$7,842.00 (+7.4%) Homeowner's exemption$670,704 (+4.04%) Land $362,074 Building $308,630
2023$7,302.00 (+2.51%) Homeowner's exemption$644,662 Land $348,015 Building $296,647
2022$7,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: California Internet, Cox Communications, Ting Fiber, Verizon.

Based on FCC filings for 715 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710029, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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