1681 Exeter Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1681 Exeter Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,416 sqft · built 1978
Lot Size	0.808 acres (35,196 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Oct 2019)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-045387`

Property Details

APN / Parcel Number

Primary APN	`07-045387`
Alternative APNs	`7045387` `045387`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,416 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,196 sqft (0.808 acres)
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	327 sqft
Deck Area	706 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	045387
Street Address	1681 EXETER RD
City	WESTMINSTER
State	MD
Zip	21157-6801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 2 - 0.808 AC 1681 EXETER RD WARFIELDSBURG
Legal Subdivision	WARFIELDSBURG
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2001
Census Tract	507802

Owner

Source: Carroll County records · APN 07-045387

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1681 EXETER RD, WESTMINSTER, MD 21157-6801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 08, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2019 · Amount on Record
Deed Sale	Oct 08, 2019 · Amount on Record
Prior Sale	Jun 05, 1992 · Amount on Record
Deed Book / Page	9438 / 144
Last Transfer Date	Jun 24, 2021
Transfer Doc	0103890058
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Aug 02, 2021
Property Address	1681 EXETER RD, WESTMINSTER, MD 21157-6801
Document Number	0103890058
Book / Page	10389 / 58
Instrument Date	Jun 24, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1681 EXETER RD, WESTMINSTER, MD 21157-6801

Mortgage

Document Number	0001038963
Date	Aug 02, 2021
Instrument	10389/63

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 08, 2019
Property Address	1681 EXETER RD, WESTMINSTER, MD 21157-6801
Document Number	0094380144
Book / Page	009438 / 000144
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1681 EXETER RD WESTMINSTER MD 211576801, WESTMINSTER, MD 21157-6801

Mortgage

Document Number	94380152
Date	Oct 08, 2019
Book Page	009438/000152

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 07, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,600 (+10.79%) Land $118,400 Building $344,200	$462,600 (-) Land $118,400 Building $344,200
2025	$3,706.00 (+0.19%) Homeowner's exemption	$417,533 (+27.53%)	$462,600 (+41.3%) Land $118,400 Building $344,200
2023	$3,699.00 Homeowner's exemption	$327,400 Land $118,400 Building $209,000	$327,400 Land $118,400 Building $209,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 67 locations within half a mile of this property.

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