1681 E Valley Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1681 E Valley Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,049 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-170-026`

Property Details

APN / Parcel Number

Primary APN	`007-170-026`
Alternative APN	`00717026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,049 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	43,560 sqft

Location & Zoning

Street Address	1681 E VALLEY RD
City	SANTA BARBARA
State	CA
Zip	93108-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	POR PUEBLO MAP 28B
Legal Subdivision	EL MONTECITO DISTRICT
Legal Lot Number	D
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2007
Census Tract	1500

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	667 OAK GROVE DR, SANTA BARBARA, CA 93108-1401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit MONTECITO BANK & TRUST
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MONTECITO BANK & TRUST
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000019325
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1681 E VALLEY RD, SANTA BARBARA, CA 93108-2104
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 E VALLEY RD, SANTA BARBARA, CA 93108-2104

Mortgage

Document Number	0000031445
Date	Jul 7, 2022
Instrument	2022-0031445

Lender

Name	MONTECITO BANK & TRUST
Type	Bank
Address	CAMARILLO, CA 93010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 20, 2022
Property Address	1681 E VALLEY RD, SANTA BARBARA, CA 93108-2104
Document Number	0000019325
Map Reference	MB 6 PG 38
Instrument Date	Apr 5, 2022
Instrument	2022-0019325
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1681 E VALLEY RD, SANTA BARBARA, CA 93108-2104

Mortgage

Document Number	0000019326
Date	Apr 20, 2022
Instrument	2022-0019326

Lender

Name	MONTECITO BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1681 E VALLEY RD, SANTA BARBARA, CA 93108-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024561
Date	Jun 13, 2018
Instrument	2018-0024561

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,874 (+2%) Land $77,494 Building $178,380
2025	$4,195.00 (+2.42%) Homeowner's exemption Additional exemption filed	$250,858 (+4.04%) Land $75,975 Building $174,883
2023	$4,096.00 (-0.63%) Homeowner's exemption Additional exemption filed	$241,119 Land $73,026 Building $168,093
2022	$4,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	84 units insured incl. 18 condo units
Nearby Flood Claims	34 (1980–2024)
Claims Outside the SFHA	16 of 34
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 6 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks, Verizon.

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