1681 Digger Tree Ct, Cool, CA 95614 Property Records

El Dorado County property record for 1681 Digger Tree Ct, Cool, CA 95614 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,098 sqft · built 1987
Lot Size	0.329 acres (14,374 sqft)
Owner	Trust Name on File
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-104-004-000`

Property Details

APN / Parcel Number

Primary APN	`072-104-004-000`
Alternative APN	`0721040410`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,098 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Construction Type	Wood
Lot Area	14,374 sqft (0.329 acres)
View / Lot	Good
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,098 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Old Parcel Number	0721040410
Street Address	1681 DIGGER TREE CT
City	COOL
State	CA
Zip	95614-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 253 AUBURN LK TRLS 1
Legal Subdivision	AUBURN LK TRLS 1
Legal Lot Number	253
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: El Dorado County records · APN 072-104-004-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1681 DIGGER TREE CT, COOL, CA 95614-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2008
Deed Sale	Jul 16, 2008
Prior Sale	Sep 25, 2014
Deed Document Number	0000034352
Last Transfer Date	Oct 05, 2015
Transfer Doc	0000046316
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1681 DIGGER TREE CT, COOL, CA 95614-2038
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 DIGGER TREE CT, COOL, CA 95614-2038

Mortgage

Document Number	0000015347
Date	Apr 04, 2022
Instrument	2022-0015347

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1681 DIGGER TREE CT, COOL, CA 95614-2038
Document Number	0000016206
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1681 DIGGER TREE CT COOL CA 956142038, COOL, CA 95614-2038

Mortgage

Document Number	0000016206
Date	Apr 24, 2017
Instrument	16206

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,713.00 (+7.7%) Homeowner's exemption	$250,582 (+4.04%) Land $40,795 Building $209,787
2023	$2,519.00 (+1.53%) Homeowner's exemption	$240,854 Land $39,212 Building $201,642
2022	$2,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	About 1 in 166 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Zeta Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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