1681 Bradach Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1681 Bradach Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 2,244 sqft
Lot Size3.06 acres (133,537 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Nov 2022)
Tax Bill$2,204 (2026)
Deeds & MortgagesJul 2026 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN317-0093-00060

Property Details

APN / Parcel Number

Primary APN317-0093-00060
Alternative APNs
  • 1163234
  • 877202
  • 939517

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,244 sqft Gross Area
1st Floor Area2,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialOther
Construction TypeFrame
Lot Area133,537 sqft (3.06 acres)
Garage Area2,340 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1163234
Street Address1681 BRADACH RD
CityELY
StateMN
Zip55731-8057
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 1 BLOCK 3 SERIAL #
Legal SubdivisionEDWARDS ESTATES
Legal Block3
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionEAGLES NEST
Census Block Group2
Census Block2172
Census Tract15401

Owner

Source: St. Louis County records · APN 317-0093-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address148 LAKE ST N, WINTON, MN 55796-2205
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK TRUST
Nov 02, 2022Warranty Deed, Transfer · Conventional Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2022 · Amount on Record
Deed SaleNov 02, 2022 · Amount on Record
Prior SaleAug 29, 2005 · Amount on Record
Deed Document Number20221063082
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 31, 2026
Property Address1681 BRADACH RD, ELY, MN 55731-8057
Document Number0001104274
Instrument DateJul 17, 2026
Instrument20261104274
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1681 BRADACH RD, ELY, MN 55731-8057

Mortgage

Document Number0001104274,
DateJul 31, 2026
Instrument20261104274
Lender
NameBANK TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.08%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 02, 2022
Property Address1681 BRADACH RD, ELY, MN 55731-8057
Document Number0001063082
Instrument DateOct 13, 2022
Instrument1063082
Transaction TypeTransfer
Record UpdatedOct 02, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address232 E BOUNDARY ST, ELY, MN 55731-1333

Mortgage

Document Number0001063083
DateNov 02, 2022
Instrument1063083
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueNov 01, 2025

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionEagles Nest Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,204.00 (+4.95%)
2025$2,100.00 (+5.11%)$649,100 (+181.12%) Land $263,000 Building $386,100$649,100 (+181.12%) Land $263,000 Building $386,100
2024$1,998.00 (-5.58%)$230,900 (+9.8%) Land $230,900$230,900 (+9.8%) Land $230,900
2023$2,116.00
2022$210,300 (+22.91%) Land $210,300$210,300 (+22.91%) Land $210,300
2021$171,100 Land $171,100$171,100 Land $171,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 88% of Minnesota
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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