1681 3rd Ct, Vero Beach, FL 32960 Property Records

Indian River County property record for 1681 3rd Ct, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1969
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 2018)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage May 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`33-39-01-00037-0260-00016.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00037-0260-00016.0`
Alternative APN	`65661`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,152 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	95.1 ft deep x 85.1 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft

Exterior Amenities

Pool Area	192 sqft
Porch	Porch
Porch Area	224 sqft
Patio Area	423 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1681 3RD CT
City	VERO BEACH
State	FL
Zip	32960-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10
Legal Description	ROCKRIDGE UNIT 8 BLK Z N 1/2 LOT 16 & LOT 17 PBI 6-53
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	ROCKRIDGE SUB UNIT 8
Legal Block	Z
Legal Lot Number	1
Legal Unit	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2022
Census Tract	50401

Owner

Source: Indian River County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1681 3RD CT, VERO BEACH, FL 32960-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 22, 2018	Warranty Deed, Transfer RIOMAR TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	201831289
Deed Book / Page	3118 / 1104
Prior Transfer Date	May 6, 1998
Prior Transfer Doc	1209001013
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1681 3RD CT, VERO BEACH, FL 32960-5602
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 3RD CT, VERO BEACH, FL 32960-5602

Mortgage

Document Number	0034522002
Date	Aug 11, 2021
Book Page	3452/2002
Instrument	3120210057154

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	917 Months
Due	Jan 24, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Sep 1, 2021
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 22, 2018
Property Address	1681 3RD CT, VERO BEACH, FL 32960-5602
Document Number	0031181104
Book / Page	003118 / 001104
Instrument Date	May 10, 2018
Instrument	31289
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1681 3RD CT VERO BEACH FL 329605602, VERO BEACH, FL 32960-5602

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (+30.9%) Homeowner's exemption	$192,505 (+15.8%)	$307,104 (+15.81%) Land $49,116 Building $257,988
2023	$1,919.00 (+41.21%)	$166,236 (+32.4%)	$265,184 (+48.32%) Land $35,083 Building $230,101
2022	$1,359.00	$125,560	$178,791 Land $28,066 Building $150,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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