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1681 12th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1681 12th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,540 sqft · built 1972
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$388,000 (Jul 2008)
Tax Bill$8,020 (2025)
Deeds & MortgagesJul 2019 Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN038-461-035

Property Details

APN / Parcel Number

Primary APN038-461-035

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Construction TypeWood
Lot Area6,250 sqft (0.143 acres)
TerrainBelow Road/Slope
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address1681 12TH ST
CityLOS OSOS
StateCA
Zip93402-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 106 LTS 18 & 19
Legal SubdivisionEL MORO
Legal Block106
Legal Lot Number18,19 19
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1002
Census Tract10703

Owner

Source: San Luis Obispo County assessment roll, APN 038-461-035, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1681 12TH ST, LOS OSOS, CA 93402-2203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 18, 2019Quit Claim Deed, Transfer
PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2008 · Amount on Record
Deed SaleJul 18, 2008 · Amount on Record
Prior SaleSep 24, 2014
Deed Document Number0000036947
Last Transfer DateJun 18, 2019
Transfer Doc0000023384
Record UpdatedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1681 12TH ST, LOS OSOS, CA 93402-2203
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026771
DateJul 10, 2019
Instrument2019026771
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 18, 2019
Property Address1681 12TH ST, LOS OSOS, CA 93402-2203
Document Number0000023384
Instrument DateJun 18, 2019
Instrument23384
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyPUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1681 12TH ST LOS OSOS CA 934022203, LOS OSOS, CA 93402-2203

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,020.00 (+2.99%) Homeowner's exemption$499,506 (+4.04%) Land $257,543 Building $241,963
2023$7,787.00 (+3.58%) Homeowner's exemption$480,112 Land $247,544 Building $232,568
2022$7,518.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790107031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 764 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: California Internet, Radiate Holdings, Surfnet Communications, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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