16809 Orange Ave, Umatilla, FL 32784 Property Records

Lake County property record for 16809 Orange Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1973
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Apr 2018)
Tax Bill$1,905 (2024)
Deeds & MortgagesJan 2021 Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-18-26-0600-000-09300

Property Details

APN / Parcel Number

Primary APN26-18-26-0600-000-09300
Alternative APN
  • 1494672

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area1,372 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeFinished
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1494672
Street Address16809 ORANGE AVE
CityUMATILLA
StateFL
Zip32784-9252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER LAKE PARK W 1/2 OF LOT 93 LOT 94 PB 6 PG 16 ORB 5088 PG 2087
Legal Range26E
Legal Township18S
Legal Section26
Legal SubdivisionSILVER LAKE PARK
Legal Tract600
Legal Lot Number93-94
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3038
Census Tract30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16809 ORANGE AVE, UMATILLA, FL 32784-9252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Apr 3, 2018Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Jun 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number2018037573
Deed Book / Page5088 / 2087
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address16809 ORANGE AVE, UMATILLA, FL 32784-9252
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056261249
DateJan 22, 2021
Book Page5626/1249
Instrument2021009794
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 3, 2018
Property Address16809 ORANGE AVE, UMATILLA, FL 32784-9252
Document Number0050882087
Book / Page5088 / 2087
Map ReferenceMB 6 PG 16
Instrument DateMar 19, 2018
Instrument2018037573
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12624 LAKESHORE DR, 12624, CLERMONT, FL 34711-8510

Transferred To (Grantee/Buyer)

NameVerified Name
Address16809 ORANGE AVE, UMATILLA, FL 32784-9252

Mortgage

Document Number2018037574
DateApr 3, 2018
Instrument2018037574
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 14, 2017
Property Address16809 ORANGE AVE, UMATILLA, FL 32784-9252
Document Number0049581636
Book / Page004958 / 001636
Instrument DateMay 24, 2017
Instrument64468
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12624 LAKESHORE DR CLERMONT FL 347118510, CLERMONT, FL 34711-8510

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$126,710 (+5.98%) Land $24,728 Building $101,982$189,807 (+29.6%) Land $24,728 Building $165,079
2024$1,905.00 (+14.83%)
2023$1,659.00 (+12.55%) Homeowner's exemption$119,560 (+3%)$146,453 (-) Land $24,728 Building $121,725
2022$1,474.00 Homeowner's exemption$116,080$146,453 Land $24,728 Building $121,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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