16809 Co Rd 3475, Ada, OK 74820 Property Records

Pontotoc County property record for 16809 Co Rd 3475, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1978
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$41,500 (Feb 1994)
Tax Bill	$500 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-07-003-005-0-021-00`

Property Details

APN / Parcel Number

Primary APN	`0000-07-003-005-0-021-00`
Alternative APN	`2223`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Porch	Open Porch
Porch Area	68 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2223
Street Address	16809 COUNTY ROAD 3475
City	ADA
State	OK
Zip	74820-5765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 900' N OF SE/C OF E1/2 SE SW-W 300'-N 300'- E 300'-S 300' TO POB. SEC. 7-3-5 MIDLAND TWP
Legal Range	05E
Legal Township	03N
Legal Section	07
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	2
Census Block	2033
Census Tract	89598

Owner

16809 Co Rd 3475 is owned and occupied by an individual who acquired it in January 2018.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	16809 COUNTY ROAD 3475, ADA, OK 74820-5765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jan 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 1994 · Amount on File
Deed Sale	Feb 25, 1994 · Amount on File
Deed Book / Page	1423 / 586
Last Transfer Date	Jan 10, 2018
Transfer Doc	003184/276
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16809 COUNTY ROAD 3475, ADA, OK 74820-5765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3433/266
Date	Sep 21, 2020
Book Page	3433/266
Instrument	2020-005152

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Jan 22, 2018
Property Address	16809 COUNTY ROAD 3475, ADA, OK 74820-5765
Document Number	003184/276
Book / Page	3184 / 276
Instrument Date	Jan 10, 2018
Instrument	2018-000411
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16809 COUNTY ROAD 3475, ADA, OK 74820-5765

Mortgage

Document Number	2018000412
Date	Jan 22, 2018
Instrument	2018-000412

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16809 Co Rd 3475 was $500 with a homeowner's exemption, down 1.6% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,628 (+2.98%) Land $1,110 Building $5,518	$55,240 (-37.38%) Land $9,249 Building $45,991
2025	$500.00 (-1.57%) Homeowner's exemption	$6,436 (+3.01%) Land $1,078 Building $5,358	$88,219 (-6.84%) Land $12,500 Building $75,719
2024	$508.00 (+7.63%) Homeowner's exemption	$6,248 (+3%) Land $1,046 Building $5,202	$94,695 (+9.08%) Land $12,500 Building $82,195
2023	$472.00 Homeowner's exemption	$6,066 Land $1,030 Building $5,036	$86,809 Land $12,500 Building $74,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16809 Co Rd 3475 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16809 Co Rd 3475 is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 62% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Cell Coverage

4G LTE only, no 5G reported

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