16806 E 20th Ct, Veradale, WA 99037 Property Records

Spokane County property record for 16806 E 20th Ct, Veradale, WA 99037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,934 sqft · built 2004
Lot Size	0.857 acres (37,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Feb 2017)
Tax Bill	$9,163 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45251.1704`

Property Details

APN / Parcel Number

Primary APN	`45251.1704`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,934 sqft Living Area
Gross Area	4,959 sqft
1st Floor Area	2,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,344 sqft (0.857 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	178 sqft
Deck Area	400 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16806 E 20TH CT
City	VERADALE
State	WA
Zip	99037-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIDGEMONT ESTATES NO 3 1ST ADDITION LT 4 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	25
Legal Subdivision	RIDGEMONT ESTATES NO 3 1ST ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2007
Census Tract	13003

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16806 E 20TH CT, VERADALE, WA 99037-9134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Sep 17, 2004 · Amount on Record
Deed Document Number	20176582021
Prior Transfer Date	Dec 17, 2003
Prior Transfer Doc	0005021776
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16806 E 20TH CT, VERADALE, WA 99037-9134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006900355
Date	Mar 11, 2020
Instrument	6900355

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16806 E 20TH CT, VERADALE, WA 99037-9134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006609385
Date	Jun 6, 2017
Instrument	6609385

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16806 E 20TH CT, VERADALE, WA 99037-9134
Document Number	0006954084
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16806 E 20TH CT LOS ANGELES CA 90037, LOS ANGELES, CA 90037

Mortgage

Document Number	0006954084
Date	Aug 11, 2020
Instrument	6954084

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 28, 2017
Property Address	16806 E 20TH CT, VERADALE, WA 99037-9134
Document Number	0006582021
Map Reference	VOL27 PG60&61
Instrument Date	Feb 17, 2017
Instrument	6582021
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE OF SPOKANE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,439.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16806 E 20TH CT, SPOKANE VALLEY, WA 99037-9134

Mortgage

Document Number	0006582022
Date	Feb 28, 2017
Instrument	6582022

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,163.00 (-5.47%)	$884,600 (-5.55%) Land $190,000 Building $694,600	$884,600 (-5.55%) Land $190,000 Building $694,600
2025	$9,693.00 (+8.61%)
2024		$936,550 (+39.53%) Land $183,750 Building $752,800	$936,550 (+39.53%) Land $183,750 Building $752,800
2023	$8,925.00 (+12.7%)	$671,200 Land $112,200 Building $559,000	$671,200 Land $112,200 Building $559,000
2022	$7,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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