16802 Josephine, Fraser, MI 48026 Property Records

Macomb County property record for 16802 Josephine, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,700 sqft · built 1950
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2022)
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-05-151-005`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-151-005`
Alternative APN	`1405151005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1994
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	16802 JOSEPHINE
City	FRASER
State	MI
Zip	48026-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GARFIELD PARK SUBDIVISION LOTS 182 & 183. ALSO INCLUDING E. 1/2 OF VACATED ALLEY L11 P25. CITY OF FRASER
Legal Subdivision	GARFIELD PARK SUBDIVISION
Legal Lot Number	182-183
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3022
Census Tract	254500

Owner

16802 Josephine is owned and occupied by two individuals who bought it in December 2022.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16802 JOSEPHINE, FRASER, MI 48026-3819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 6, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Jun 16, 2010 · Amount on File
Deed Document Number	2022133679
Deed Book / Page	28927 / 774
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0000054269
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16802 JOSEPHINE, FRASER, MI 48026-3819
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16802 JOSEPHINE, FRASER, MI 48026-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	2200049963
Date	Apr 8, 2022
Book Page	28545/123
Instrument	202200049963

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2047

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 6, 2022
Property Address	16802 JOSEPHINE, FRASER, MI 48026-3819
Document Number	2200133679
Book / Page	28927 / 774
Map Reference	LB 11 PG 25
Instrument Date	Dec 5, 2022
Instrument	202200133679
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16802 JOSEPHINE, FRASER, MI 48026-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33150 GARFIELD RD, FRASER, MI 48026-1866
Investor	Possibly a Property Investor

Mortgage

Document Number	2200134078
Date	Dec 6, 2022
Instrument	202200134078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16802 JOSEPHINE, FRASER, MI 48026-3819
Document Number	0000019742
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16802 JOSEPHINE FRASER MI 480263819, FRASER, MI 48026-3819

Mortgage

Document Number	0000019742
Date	Feb 22, 2018
Book Page	025226/000505
Instrument	19742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16802 Josephine was $6,200 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100	$254,200
2025	$6,200.00
2023		$100,600	$201,200
2022	$2,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16802 Josephine in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16802 Josephine has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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