Caroline County property record for 16801 Steele Rd, Henderson, MD 21640 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,620 sqft Total Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | Carport, 640 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (1984) |
| Tax Bill | $2,696.00 (2025) |
| Primary APN | 01-007491 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,620 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 640 sqft Garage |
| Carport | Carport |
| Carport Area | 640 sqft Carport |
| Pool Area | 800 sqft Pool |
|---|---|
| Deck Area | 144 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 336 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 007491 |
|---|---|
| Street Address | 16801 STEELE RD |
| City | HENDERSON |
| State | MD |
| Zip | 21640-1462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3.00 AC NE/S STEELE RD S OF HENDERSON |
| Jurisdiction | CAROLINE MD |
| Minor Civil Division | 1, HENDERSON |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 955000 |
Source: Caroline County records · APN 01-007491
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16801 STEELE RD, HENDERSON, MD 21640-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 22, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 1984 · Amount on Record |
| Deed Sale | Feb 27, 1984 · Amount on Record |
| Deed Book / Page | 220 / 55 |
| Last Transfer Date | Feb 15, 2018 |
| Transfer Doc | 0012990084 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 16801 STEELE RD, HENDERSON, MD 21640-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0013210303 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 1321/303 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Feb 22, 2018 |
| Property Address | 16801 STEELE RD, HENDERSON, MD 21640-1462 |
| Document Number | 0012990084 |
| Book / Page | 1299 / 084 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | EASTERN SHORE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 16801 STEELE RD, HENDERSON, MD 21640-1462 |
| Document Number | 0000129988 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 1299/88 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,633 (+8.72%) | $294,500 (-) Land $95,000 Building $199,500 | |
| 2025 | $2,696.00 (+9.68%) Homeowner's exemption | $250,767 (+11.4%) | $294,500 (+28.66%) Land $95,000 Building $199,500 |
| 2023 | $2,458.00 Homeowner's exemption | $225,100 | $228,900 Land $74,500 Building $154,400 |
16801 Steele Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Caroline County (24011C), updated October 15, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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