1680 Stephens Rd, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 1680 Stephens Rd, Southside, AL 35907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,681 sqft · built 2016
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2017)
Tax Bill	$949 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-04-0-001-187.002`

Property Details

APN / Parcel Number

Primary APN	`21-02-04-0-001-187.002`
Alternative APNs	`102006` `222375`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
1st Floor Area	1,633 sqft
2nd Floor Area	48 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	222375
Street Address	1680 STEPHENS RD
City	GADSDEN
State	AL
Zip	35907-0620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR BEG INT W ROW OF STEPHENS RD & N ROW OF HALL RD TH W 90 ALONG HALL RD TH N 222.25 TH E 90 TO W ROW OF STEPHENS RD TH S 223.15 ALONG ROW TO POB LYING IN NE1/4 SW1/4 SOUTHSIDE 4-13-6 D-2016-3430265,D-2016-3439848,D-2017-3452724(ROS)
Legal Range	6E
Legal Township	13S
Legal Section	4
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1025
Census Tract	10503

Owner

Source: Etowah County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1680 STEPHENS RD, GADSDEN, AL 35907-0620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	20173452724
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 3, 2017
Property Address	1680 STEPHENS RD, SOUTHSIDE, AL 35907-0620
Document Number	3452724
Instrument Date	Jun 21, 2017
Instrument	3452724
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1680 STEPHENS RD, SOUTHSIDE, AL 35907-0620

Mortgage

Document Number	3452725
Date	Jul 3, 2017
Instrument	3452725

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Southside City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (+0.11%) Homeowner's exemption	$24,360 (+0.08%) Land $700 Building $23,660	$243,500 (+0.04%) Land $7,000 Building $236,500
2023	$948.00 (+24.57%) Homeowner's exemption	$24,340 (+23.12%) Land $700 Building $23,640	$243,400 (+23.12%) Land $7,000 Building $236,400
2022	$761.00 Homeowner's exemption	$19,770 Land $700 Building $19,070	$197,700 Land $7,000 Building $190,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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