1680 Rocky River Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1680 Rocky River Rd, Lancaster, SC 29720 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,384 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$381 (2024)
Deeds & Mortgages	Aug 2017 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0078-00-049.00`

Property Details

APN / Parcel Number

Primary APN	`0078-00-049.00`
Alternative APNs	`00780 00 049.00` `11403`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,384 sqft Living Area
Gross Area	2,980 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	11403
Street Address	1680 ROCKY RIVER RD
City	LANCASTER
State	SC
Zip	29720-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	11001

Owner

Source: Lancaster County records · APN 0078-00-049.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1680 ROCKY RIVER RD, LANCASTER, SC 29720-7426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
May 14, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1680 ROCKY RIVER RD, LANCASTER, SC 29720-7426
Transaction Type	Mortgage
Record Updated	Mar 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012781
Date	Aug 28, 2017
Book Page	3415/192
Instrument	2017012781

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2042

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1680 ROCKY RIVER RD, LANCASTER, SC 29720-7426
Transaction Type	Mortgage
Record Updated	Mar 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006894
Date	May 14, 2018
Book Page	3551/259
Instrument	2018006894

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	LANCASTER, SC 29720

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1680 ROCKY RIVER RD, LANCASTER, SC 29720-7426
Transaction Type	Mortgage
Record Updated	Mar 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003826
Date	Feb 25, 2021
Book Page	4307/114
Instrument	2021003826

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,148 (+15.01%) Land $526 Building $4,622	$191,000 (+70.69%) Land $19,500 Building $171,500
2024	$381.00 (+0.53%)
2023	$379.00	$4,476 Land $600 Building $3,876	$111,900 Land $15,000 Building $96,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450570110014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of South Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lynches River Communications	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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