1680 Phinney Ln, Highland, MI 48357 Property Records

Oakland County property record for 1680 Phinney Ln, Highland, MI 48357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,540 sqft · built 1992
Lot Size6.32 acres (275,299 sqft)
OwnerIndividual Name on Record
Tax Bill$3,615 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNH-11-18-452-009

Property Details

APN / Parcel Number

Primary APNH-11-18-452-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,540 sqft Living Area
1st Floor Area1,428 sqft
Basement Area1,186 sqft
Unfinished Basement1,186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area275,299 sqft (6.32 acres)
Garage Area595 sqft
Parking Spaces2 Parking Spaces
Pool Area240 sqft
PorchSlab
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1680 PHINNEY LN
CityHIGHLAND
StateMI
Zip48357-3058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R7E, SEC 18 PART OF SE 1/4 BEG AT PT DIST S 89-51-57 W 1008.86 FT FROM SE SEC COR, TH S 89-51-57 W 592.81 FT, TH N 00-10-24 W 406.81 FT, TH S 89-54-55 E 424.13 FT, TH N 00-10-24 W 436.74 FT, TH N 44-57-20 E 100 FT, TH S 00-10-24 E 75 FT, TH S 06
Legal Range07E
Legal Township03N
Legal Section18
JurisdictionOAKLAND MI
Township / Civil DivisionHIGHLAND
Census Block Group3
Census Block3005
Census Tract131800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1680 PHINNEY LN, HIGHLAND, MI 48357-3058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1680 PHINNEY LN, HIGHLAND, MI 48357-3058
Transaction TypeMortgage
Record UpdatedOct 7, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1680 PHINNEY LN, HIGHLAND, MI 48357-3058

Mortgage

Document Number0000446848
DateSep 20, 2022
Book Page58127/752
Instrument446848
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1680 PHINNEY LN, HIGHLAND, MI 48357-3058
Document Number0000196897
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1680 PHINNEY LN HIGHLAND MI 483573058, HIGHLAND, MI 48357-3058

Mortgage

Document Number0000196897
DateNov 21, 2019
Book Page053538/000048
Instrument196897
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 20, 2034

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionHighland Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,615.00 (-32.04%) Homeowner's exemption$319,350 (+14.14%)$638,700 (+14.14%)
2024$5,319.00 (+19.15%)
2023$279,780$559,560
2021$4,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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