1680 Ox Bow Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1680 Ox Bow Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	4,055 sqft · built 2023
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2021)
Tax Bill	$15,616 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2021 Mortgage + 2 more
APN	`104-816-2404`

Property Details

APN / Parcel Number

Primary APN	`104-816-2404`
Alternative APN	`12705`

Interior

Building Area	4,055 sqft Living Area

Exterior

Year Built	Built 2023

Location & Zoning

Street Address	1680 OX BOW LN
City	COVINGTON
State	LA
Zip	70433-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95 RIVER CLUB PH 1 SEC 47 49 50 7 11 INST NO 1530554 INST NO 1553723 INST NO 1880720
Legal Subdivision	RIVER CLUB
Legal Phase	1
Legal Lot Number	95
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	40805

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1680 OX BOW LN, COVINGTON, LA 70433-7269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jun 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Apr 2, 2025	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	2248193
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1680 OX BOW LN, COVINGTON, LA 70433-7269
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002248196
Date	Jan 20, 2021
Instrument	2248196

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1680 OX BOW LN, COVINGTON, LA 70433-7269
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002275467
Date	Jun 14, 2021
Instrument	2275467

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1680 OX BOW LN, COVINGTON, LA 70433-7269
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002373858
Date	Jun 2, 2023
Instrument	2373858

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2048

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1680 OX BOW LN, COVINGTON, LA 70433-7269
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002444212
Date	Apr 2, 2025
Instrument	2444212

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,616.00 (-7.59%) Homeowner's exemption	$141,325 (-) Land $36,500 Building $104,825	$1,413,249 (-) Land $365,000 Building $1,048,249
2024	$16,899.00 (+272.47%)	$141,325 (+303.79%) Land $36,500 Building $104,825	$1,413,249 (+303.79%) Land $365,000 Building $1,048,249
2023	$4,537.00	$35,000 (-) Land $35,000	$350,000 (+483.33%) Land $350,000
2022	$4,537.00	$35,000 Land $35,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 471 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	593 units insured incl. 122 condo units
Nearby Flood Claims	138 (1998–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 34 claims Hurricane Isaac, Aug 2012 · 14 claims Hurricane Katrina, Aug 2005 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 75% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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