1680 Mantelli Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1680 Mantelli Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,194 sqft · built 1990
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,935 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-43-006`

Property Details

APN / Parcel Number

Primary APN	`783-43-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,194 sqft Living Area
1st Floor Area	2,240 sqft
2nd Floor Area	954 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1680 MANTELLI DR
City	GILROY
State	CA
Zip	95020-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7350 RANCHO REAL BOOK 578 PAGE 21 PAGE 22 LOT 6
Legal Subdivision	RANCHO REAL
Legal Tract	7350
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1680 MANTELLI DR, GILROY, CA 95020-3700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1680 MANTELLI DR, GILROY, CA 95020-3700
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 MANTELLI DR, GILROY, CA 95020-3700

Mortgage

Document Number	0025160919
Date	Nov 10, 2021
Instrument	25160919

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1680 MANTELLI DR, GILROY, CA 95020-3700
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 MANTELLI DR, GILROY, CA 95020-3700

Mortgage

Document Number	0024946125
Date	May 3, 2021
Instrument	24946125

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1680 MANTELLI DR, GILROY, CA 95020-3700
Document Number	0024302392
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 MANTELLI DR GILROY CA 950203700, GILROY, CA 95020-3700

Mortgage

Document Number	0024302392
Date	Oct 11, 2019
Instrument	24302392

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,673 (+2%) Land $303,550 Building $607,123
2025	$10,935.00 (+2.22%) Homeowner's exemption	$892,818 (+4.04%) Land $297,599 Building $595,219
2023	$10,698.00 (+1.67%) Homeowner's exemption	$858,151 Land $286,044 Building $572,107
2022	$10,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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