1680 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 1680 Georgetown Rd, Owenton, KY 40359

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Tax Bill$489 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN074-00-00-031.02

Property Details

APN / Parcel Number

Primary APN074-00-00-031.02
Alternative APN
  • 8170

Location & Zoning

Account Number8170
Street Address1680 GEORGETOWN RD
CityOWENTON
StateKY
Zip40359-7614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionOWEN KY
Township / Civil DivisionOWENTON
Census Block Group2
Census Block2059
Census Tract970202

Owner

1680 Georgetown Rd is owned and occupied by an individual who acquired it in August 2022.

Source: Owen County records, as of November 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Apr 28, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 29, 2022Deed, Transfer
Oct 7, 2019Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2022
Deed SaleAug 29, 2022
Prior SaleOct 7, 2019 · Amount on File
Deed Document Number2022002672
Deed Book / PageDEED 268 / 467
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN KY
Recording DateAug 20, 2026
Property Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614
Document Number0001212106
Book / Page355 / 787
Instrument DateJul 31, 2026
Instrument20261212106
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614

Mortgage

Document Number0001212106,
DateAug 20, 2026
Book Page355/787
Instrument20261212106
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 31, 2056
Interest
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN KY
Property Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG304/334
DateApr 28, 2021
Book PageMTG 304/334
Instrument2021001303
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionOWEN KY
Recording DateAug 29, 2022
Property Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614
Document NumberDEED268/467
Book / PageDEED 268 / 467
Instrument DateAug 29, 2022
Instrument2022002672
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1660 GEORGETOWN RD, OWENTON, KY 40359-7614

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionOWEN KY
Recording DateOct 7, 2019
Property Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614
Document NumberDEED257/590
Book / PageDEED 257 / 590
Instrument DateSep 30, 2019
Instrument2019002998
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyBRIDGETRUST TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$65.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 HIGHWAY 330, OWENTON, KY 40359-9237

Transferred To (Grantee/Buyer)

NameVerified Name
Address1680 GEORGETOWN RD, OWENTON, KY 40359-7614

Mortgage

Document Number2019003001
DateOct 7, 2019
Instrument2019003001
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1680 Georgetown Rd was $489 with a homeowner's exemption.

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOwen County
Unified School DistrictOwen County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$489.00 Homeowner's exemption$87,500$87,500
2023$513.00 Homeowner's exemption$87,500$87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1680 Georgetown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1680 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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