1680 Borrow Pit Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1680 Borrow Pit Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1980
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2018)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003501-0060`

Property Details

APN / Parcel Number

Primary APN	`003501-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,100 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	263 ft deep x 215 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	330 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1680 BORROW PIT RD
City	SAINT JOHNS
State	FL
Zip	32259-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	(54-6) & (54-6) PT OF FATIO GRANT LOUISA FATIO TRACT SCOTTS SUB 100 X 262 FT PT OF LOT 54 (SURVEY PARCEL 6) & 100 X 263 FT PT OF LOT 54 (SURVEY PARCEL 5) & INT IN ADJ RD DESCRIBED IN OR532/473 OR4587/719
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	SCOTTS UNPLATTED SUBDIVISION OF FATIO GR
Legal Block	1
Legal Lot Number	54
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1022
Census Tract	20804

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1670 BORROW PIT RD, SAINT JOHNS, FL 32259-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Mar 14, 2005 · Amount on Record
Deed Document Number	201854161
Deed Book / Page	4587 / 719
Prior Transfer Date	Mar 4, 2005
Prior Transfer Doc	0023940452
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1670 BORROW PIT RD, SAINT JOHNS, FL 32259-9021
Document Number	0049560670
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1670 BORROW PIT RD ST JOHNS FL 322599021, ST JOHNS, FL 32259-9021

Mortgage

Document Number	0049560670
Date	Jun 3, 2020
Book Page	004956/000670
Instrument	42734

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2018
Property Address	1670 BORROW PIT RD, SAINT JOHNS, FL 32259-9021
Document Number	0045870719
Book / Page	4587 / 0719
Map Reference	MB Y PG400
Instrument Date	Jul 19, 2018
Instrument	2018054161
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	HILLCREST TITLE & TRUST AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 645, ADJUNTAS, PR 00601-0645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 BORROW PIT RD, SAINT JOHNS, FL 32259-9021

Mortgage

Document Number	2018054162
Date	Jul 27, 2018
Instrument	2018054162

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,296 (+2.7%)	$342,952 (+0.92%) Land $140,000 Building $202,952
2025	$3,409.00 (+46.62%) Homeowner's exemption	$267,085 (+30.52%)	$339,835 (+26.72%) Land $140,000 Building $199,835
2024	$2,325.00 (+2.15%) Homeowner's exemption	$204,638 (+3%)	$268,174 (-1.38%) Land $128,800 Building $139,374
2023	$2,276.00 (+3.41%) Homeowner's exemption	$198,678 (+3%)	$271,927 (+8.36%) Land $128,800 Building $143,127
2022	$2,201.00 Homeowner's exemption	$192,891	$250,940 Land $128,800 Building $122,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	5 (2004–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

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