1680 10 Rd, Mack, CO 81525 Property Records

Mesa County property record for 1680 10 Rd, Mack, CO 81525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,898 sqft · built 1977
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Jul 2018)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2691-182-00-401`

Property Details

APN / Parcel Number

Primary APN	`2691-182-00-401`
Alternative APN	`R004327`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,898 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	374 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R004327
Street Address	1680 10 RD
City	MACK
State	CO
Zip	81525-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1013.29FT S OF NW COR SEC 18 2N 3W S 208.71FT E 208.71FT N 208.71FT W 208.71FT TO BEG
Legal Range	003
Legal Township	02N
Legal Section	18
Legal Lot Number	401
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4046
Census Tract	1502

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1680 10 RD, MACK, CO 81525-9744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
Jul 23, 2018	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage MAJOR MORTGAGE
Feb 21, 2017	Quit Claim Deed LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20182848290
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0002790869
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1680 10 RD, MACK, CO 81525-9744
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 10 RD, MACK, CO 81525-9744

Mortgage

Document Number	0003140189
Date	Oct 17, 2025
Instrument	3140189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1680 10 RD, MACK, CO 81525-9744
Document Number	0002890789
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1680 10 RD MACK CO 815259744, MACK, CO 81525-9744

Mortgage

Document Number	0002890789
Date	Aug 13, 2019
Instrument	2890789

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 23, 2018
Property Address	1680 10 RD, MACK, CO 81525-9744
Document Number	0002848290
Instrument Date	Jul 23, 2018
Instrument	2848290
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1680 10 RD MACK CO 815259744, MACK, CO 81525-9744

Mortgage

Document Number	2848291
Date	Jul 23, 2018
Instrument	2848291

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Feb 21, 2017
Property Address	1680 10 RD, MACK, CO 81525-9744
Document Number	0002790870
Instrument Date	Feb 16, 2017
Instrument	2790870
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1680 10 RD, MACK, CO 81525-9744

Mortgage

Document Number	0002790871
Date	Feb 21, 2017
Instrument	2790871

Lender

Name	MAJOR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Feb 21, 2017
Property Address	1680 10 RD, MACK, CO 81525-9744
Document Number	0002790869
Instrument Date	Jan 19, 2017
Instrument	2790869
Record Updated	Mar 10, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 10 RD MACK CO 815259744, MACK, CO 81525-9744

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (-2.89%)	$26,440 (-4.82%) Land $8,750 Building $17,690	$423,040 (+2.03%) Land $140,000 Building $283,040
2024	$1,903.00 (+0.53%)	$27,780 (-) Land $6,210 Building $21,570
2023	$1,893.00 (+25.53%)	$27,780 (+27.14%) Land $6,210 Building $21,570	$414,630 (+31.9%) Land $92,700 Building $321,930
2022	$1,508.00	$21,850 Land $2,780 Building $19,070
2021			$314,350 Land $40,000 Building $274,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: AT&T, Verizon.

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