168 W Wayne St, Spencer, IN 47460 Property Records

Owen County property record for 168 W Wayne St, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,410 sqft · built 1930
Lot Size	0.105 acres (4,574 sqft)
Owner	Company Name on File
Last Sale	$207,480 (Jan 2024)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`60-10-20-400-400.730-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-20-400-400.730-028`
Alternative APN	`00001037182`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	136 ft deep x 31 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001037182
Street Address	168 W WAYNE ST
City	SPENCER
State	IN
Zip	47460-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 265
Legal Subdivision	TOWN OF SPENCER
Legal Lot Number	265
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3045
Census Tract	955800

Owner

168 W Wayne St is owned by a company that bought it in January 2024.

Source: Owen County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	9753 S TAILWATER DR, BLOOMINGTON, IN 47401-8527
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Quit Claim Deed, Transfer · Conventional Mortgage NQM FUNDING LLC
Oct 20, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Oct 20, 2023 · Amount on File
Deed Document Number	2024235448
Prior Transfer Date	Jan 9, 2024
Prior Transfer Doc	0000235448
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Jan 18, 2024
Property Address	168 W WAYNE ST, SPENCER, IN 47460-1648
Document Number	0000235448
Map Reference	DD 1 PG 14
Instrument Date	Jan 9, 2024
Instrument	235448
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	CLASSIC FL TITLE INC, CLASSIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9753 S TAILWATER DR, BLOOMINGTON, IN 47401-8527

Mortgage

Document Number	0000235449
Date	Jan 18, 2024
Instrument	235449

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OWEN IN
Recording Date	Oct 20, 2023
Property Address	168 W WAYNE ST, SPENCER, IN 47460-1648
Document Number	0000234644
Map Reference	MB 1 PG 14
Instrument Date	Mar 14, 2023
Instrument	234644
Transaction Type	Foreclosure
Record Updated	Nov 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9753 S TAILWATER DR, BLOOMINGTON, IN 47401-8527

Tax Assessment & Valuation

The 2025 property tax bill for 168 W Wayne St was $2,096, up 11.5% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (+11.49%)	$111,000 Land $10,800 Building $100,200	$111,000 Land $10,800 Building $100,200
2024	$1,880.00 (+9.68%)
2023	$1,714.00 (+21.22%)	$85,700 (+21.22%) Land $6,400 Building $79,300	$85,700 (+21.22%) Land $6,400 Building $79,300
2022	$1,414.00	$70,700 Land $6,400 Building $64,300	$70,700 Land $6,400 Building $64,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 168 W Wayne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1993–2025)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 9 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 W Wayne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: South Central Indiana REMC, T-Mobile.

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