168 Twp Rd 192, Cadiz, OH 43907 Property Records

Jefferson County property record for 168 Twp Rd 192, Cadiz, OH 43907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 2004
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Feb 2022 Sale Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-00676-006`

Property Details

APN / Parcel Number

Primary APN	`45-00676-006`
Alternative APN	`00676`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Other
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	168 TR 192
City	CADIZ
State	OH
Zip	43907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-9-25 1-G LD 5.0517A MAP45-25-8G SPL
Jurisdiction	JEFFERSON OH
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2006
Census Tract	12000

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 TOWNSHIP ROAD 192, CADIZ, OH 43907-7916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Certificate of Transfer, Transfer
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	JEFFERSON OH
Recording Date	Feb 1, 2022
Property Address	168 TR 192, CADIZ, OH 43907
Document Number	01507/1361
Book / Page	1507 / 1361
Instrument Date	Jan 28, 2022
Instrument	373897
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINECREST DR, SAINT CLAIRSVILLE, OH 43950-1446
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	168 TR 192, CADIZ, OH 43907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1248/933
Date	Jun 16, 2017
Book Page	1248/933
Instrument	321570

Lender

Name	FIRST DIRECT LENDING
Type	Bank
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Wayne Township
Unified School District	Indian Creek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,474.00	$85,470 (-) Land $11,725 Building $73,745
2024	$3,474.00 (-35.11%) Homeowner's exemption	$85,470 (+26.27%) Land $11,725 Building $73,745	$244,200 (+26.27%) Land $33,500 Building $210,700
2022	$5,354.00 Homeowner's exemption	$67,687 Land $9,279 Building $58,408
2021			$193,390 Land $26,510 Building $166,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	76 (1980–2024)
Claims Outside the SFHA	23 of 76
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims Severe Storms And Flooding, Sep 2004 · 44 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twp Rd 192

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