Contra Costa County property record for 168 Tharp Dr, Moraga, CA 94556 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,686 sqft Living Area |
| Lot Size | 11,500 sqft (0.264 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,015,000 (2009) |
| Tax Bill | $16,213.00 (2025) |
| Primary APN | 257-261-041-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,686 sqft Living Area |
| 1st Floor | 2,686 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 11,500 sqft (0.264 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 493 sqft Garage |
| Heating System | Central Heating |
|---|
| Street Address | 168 THARP DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 2711 LOT 103 EX MR |
| Legal Subdivision | SUBDIVISION 2711 |
| Legal Tract | 2711 |
| Legal Lot Number | 103 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | CENTRAL CONTRA COSTA |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 352102 |
Source: Contra Costa County records · APN 257-261-041-4
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 168 THARP DR, MORAGA, CA 94556-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) PNC BANK NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2009 · Amount on Record |
| Deed Sale | Sep 17, 2009 · Amount on Record |
| Prior Sale | May 21, 1996 · Amount on Record |
| Deed Doc Number | 2009220734 |
| Last Transfer Date | Jun 21, 2010 |
| Transfer Doc | 0000127667 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 168 THARP DR, MORAGA, CA 94556-2523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000106272 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019-106272 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 168 THARP DR, MORAGA, CA 94556-2523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | LANDSAFE TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 168 THARP DR, MORAGA, CA 94556-2523 |
| Document Number | 0000324984 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-324984 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | 13067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Nov 01, 2028 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,336,375 (+2%) Land $974,307 Building $362,068 | |
| 2025 | $16,213.00 (+5.82%) Homeowner's exemption | $1,310,172 (+4.04%) Land $955,203 Building $354,969 |
| 2023 | $15,321.00 (+1.61%) Homeowner's exemption | $1,259,298 Land $918,112 Building $341,186 |
| 2022 | $15,078.00 |
168 Tharp Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 72nd percentile of exposed land nationally · 47th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 289 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures