Stanly County property record for 168 Spruce St, Badin, NC 28009
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2018) |
| Tax Bill | $903 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 666004935859 |
| Primary APN | 666004935859 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 81 ft deep x 65 ft wide |
| Garage Area | 216 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1520705 |
|---|---|
| Street Address | 168 SPRUCE ST |
| City | BADIN |
| State | NC |
| Zip | 28009 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-10 |
| Legal Description | HSE 168 SPRUCE ST 666016129 |
| Legal Subdivision | TALLASSEE POWER COMPANYS PLAN |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 930200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Badin Historic District listed 1983 · 208 contributing resources · NRIS 83004000 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
168 Spruce St, a duplex, is owned by an individual who acquired it in March 2026.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 20, BADIN, NC 28009-0020 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE BANK |
| Mar 8, 2022 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | May 9, 2013 · Amount on File |
| Deed Document Number | 2018400467 |
| Deed Book / Page | 1645 / 506 |
| Last Transfer Date | Mar 6, 2026 |
| Transfer Doc | 0000485777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 168 SPRUCE ST, BADIN, NC 28009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 167 N 2ND ST, ALBEMARLE, NC 28001-4803 |
| Document Number | 0000443157 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 1774/456 |
| Instrument | 443157 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 4, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 168 SPRUCE ST, BADIN, NC 28009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000444287 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 1777/1312 |
| Instrument | 444287 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 4, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 168 Spruce St was $903.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Badin Town |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $903.00 | $87,031 (-) Land $16,087 Building $70,944 | $87,031 (-) Land $16,087 Building $70,944 |
| 2025 | $903.00 | $87,031 Land $16,087 Building $70,944 | $87,031 Land $16,087 Building $70,944 |
| 2023 | $661.00 | $58,117 Land $5,850 Building $52,267 | $58,117 Land $5,850 Building $52,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 168 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 168 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-PALESTINE-BADIN DIST serves 1,964 people · EPA ID NC0184141 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures