168 School Ln, Toano, VA 23168 Property Records

James City County property record for 168 School Ln, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1991
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2022)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Oct 2022 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-3 02-0-0004`

Property Details

APN / Parcel Number

Primary APN	`12-3 02-0-0004`
Alternative APN	`17839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	18,513 sqft (0.425 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17839
Street Address	168 SCHOOL LN
City	TOANO
State	VA
Zip	23168-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-4 TOANO COVES
Legal Subdivision	SHEPPARD AND KINLEY
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2008
Census Tract	80402

Owner

Source: James City County records, as of May 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	168 SCHOOL LN, TOANO, VA 23168-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer
Apr 8, 2020	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK
Apr 8, 2020	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Apr 8, 2020 · Amount on File
Deed Document Number	202214370
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 3, 2022
Property Address	168 SCHOOL LN, TOANO, VA 23168-9061
Document Number	0202214370
Instrument Date	Sep 26, 2022
Instrument	202214370
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 SCHOOL LN, TOANO, VA 23168-9061

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 8, 2020
Property Address	168 SCHOOL LN, TOANO, VA 23168-9061
Document Number	0000004962
Instrument Date	Apr 1, 2020
Instrument	4962
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 SCHOOL LN TOANO VA 231689061, TOANO, VA 23168-9061

Mortgage

Document Number	4963
Date	Apr 8, 2020
Instrument	4963

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 8, 2020
Property Address	168 SCHOOL LN, TOANO, VA 23168-9061
Document Number	0000004962
Instrument Date	Apr 1, 2020
Instrument	4962
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 SCHOOL LN TOANO VA 231689061, TOANO, VA 23168-9061

Mortgage

Document Number	4963
Date	Apr 8, 2020
Instrument	4963

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,244.00 (+6.4%)	$270,400 (+22.74%) Land $50,300 Building $220,100	$270,400 (+22.74%) Land $50,300 Building $220,100
2024	$2,109.00 (+15.37%)
2023	$1,828.00	$220,300 Land $46,100 Building $174,200	$220,300 Land $46,100 Building $174,200
2022	$1,828.00 (+16.43%)
2019	$1,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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