168 S Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 168 S Pierce St, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,064 sqft · built 1980
Lot Size	3.92 acres (170,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2021)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`487-250-57-34`

Property Details

APN / Parcel Number

Primary APN	`487-250-57-34`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Lot Area	170,956 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	168 S PIERCE ST
City	EL CAJON
State	CA
Zip	92020-4145
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 34PER DOC79-019682&UND INT IN TR 008980
Legal Subdivision	GROSSMONT CENTER
Legal Tract	008980
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Feb 16, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 23, 2019	Grant Deed, Transfer · Conventional with PMI BRIDGELOCK CAPITAL
Aug 31, 2017	Grant Deed, Transfer LAWYERS TITLE
Jan 11, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2021119168
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	0000700731
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147190
Date	Apr 13, 2018
Instrument	2018-0147190

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	May 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.5%
Index	1-Month LIBOR
Max Rate	9.95%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2021
Property Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Document Number	0000119168
Map Reference	MAP 8980
Instrument Date	Jan 27, 2021
Instrument	2021-0119168
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	168 S PIERCE ST, EL CAJON, CA 92020-4145

Mortgage

Document Number	0000119169
Date	Feb 16, 2021
Instrument	2021-0119169

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2020
Property Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Document Number	0000700731
Map Reference	MAP 8980
Instrument Date	Nov 4, 2020
Instrument	2020-0700731
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	168 S PIERCE ST # 34, 34, EL CAJON, CA 92020-4145

Mortgage

Document Number	0000700732
Date	Nov 9, 2020
Instrument	2020-0700732

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2019
Property Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Document Number	0000197662
Instrument Date	May 7, 2019
Instrument	197662
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 S PIERCE ST #34 EL CAJON CA 920204145, 34, EL CAJON, CA 92020-4145

Mortgage

Document Number	197663
Date	May 23, 2019
Instrument	197663

Lender

Name	BRIDGELOCK CAPITAL
Type	Bank
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2017
Property Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Document Number	0000401526
Instrument Date	Aug 16, 2017
Instrument	401526
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$188.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	5473 COLT TER SAN DIEGO CA 921303727, SAN DIEGO, CA 92130-3727
Investor	Possibly a Property Investor

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2017
Property Address	168 S PIERCE ST, EL CAJON, CA 92020-4145
Document Number	0000015297
Instrument Date	Jan 10, 2017
Instrument	15297
Transaction Type	Transfer
Record Updated	Jan 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 GLENWICK CIR BIRMINGHAM AL 352352604, BIRMINGHAM, AL 35235-2604

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,821 (+2%) Land $89,704 Building $269,117
2025	$4,080.00 (+2.1%) Homeowner's exemption	$351,787 (+4.04%) Land $87,946 Building $263,841
2023	$3,996.00 (+1.63%) Homeowner's exemption	$338,129 Land $84,532 Building $253,597
2022	$3,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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