Schoharie County and Middleburgh Town property record for 168 Prospect St, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,770 sqft · built 1975 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,831 (2026) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 433889 107.-1-8 |
| Primary APN | 433889 107.-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 187,308 sqft (4.3 acres) |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 495J100764 |
|---|---|
| Street Address | 168 PROSPECT ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 740700 |
168 Prospect St is owned by a company that acquired it in February 2002 and is owner-occupied.
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 168 PROSPECT ST, MIDDLEBURGH, NY 12122-6418 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2002 |
| Transfer Doc | 0710000334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 8, 2019 |
| Property Address | 168 PROSPECT ST, MIDDLEBURGH, NY 12122-6418 |
| Document Number | 001091/264 |
| Book / Page | 1091 / 264 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 761765 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1266 LAUREL LN, HIAWASSEE, GA 30546-3925 |
The 2026 property tax bill for 168 Prospect St was $3,831 with exemptions applied, up 2.2% from the year before.
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,831.00 (+2.19%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,749.00 | $76,900 Land $14,900 Building $62,000 | $165,376 Land $32,043 Building $133,333 |
| 2023 | $76,900 (-) Land $14,900 Building $62,000 | $150,784 (+5.88%) Land $29,216 Building $121,568 | |
| 2022 | $76,900 Land $14,900 Building $62,000 | $142,407 Land $27,593 Building $114,814 | |
| 2021 | $1,591.00 (-41.64%) | ||
| 2020 | $2,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 168 Prospect St in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 168 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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