168 Pershing Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 168 Pershing Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 1935
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jul 2026)
Tax Bill	$11,566 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-03404-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-03404-0000-00006`
Alternative APN	`510340400006`

Interior

Stories	1 Story
Building Area	1,324 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	168 PERSHING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.142 AC
Legal Subdivision	COLONIAL GARDENS
Legal Block	3404
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1004
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 PERSHING AVE, RIDGEWOOD, NJ 07450-3505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage OPULENCE FUNDING LLC
Jan 22, 2020	Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	202647902
Deed Book / Page	5847 / 1005
Prior Transfer Date	Oct 3, 2001
Prior Transfer Doc	8411000317
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 15, 2026
Property Address	168 PERSHING AVE, RIDGEWOOD, NJ 07450-3505
Document Number	0000047902
Book / Page	5847 / 1005
Instrument Date	Apr 24, 2026
Instrument	202647902
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 PERSHING AVE, RIDGEWOOD, NJ 07450-3505

Mortgage

Document Number	0000047903,
Date	Jul 15, 2026
Book Page	5847/1011
Instrument	202647903

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	168 PERSHING AVE, RIDGEWOOD, NJ 07450-3505
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049921103
Date	May 12, 2023
Book Page	4992/1103
Instrument	2023031990

Lender

Name	OPULENCE FUNDING LLC
Address	RAMSEY, NJ 07446

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 22, 2020
Property Address	168 PERSHING AVE, RIDGEWOOD, NJ 07450-3505
Document Number	0034701443
Book / Page	3470 / 1443
Instrument Date	Dec 9, 2019
Instrument	2020006314
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 PERSHING AVE, RIDGEWOOD, NJ 07450-3505

Mortgage

Document Number	2020006315
Date	Jan 22, 2020
Instrument	2020006315

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0034701443
Date	Jan 22, 2020
Book Page	3470/1443
Instrument	2020006314

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,200 (-) Land $274,400 Building $125,800	$400,200 (-) Land $274,400 Building $125,800
2025	$11,566.00 (+0.74%)	$400,200 (+6.81%) Land $274,400 Building $125,800	$400,200 (+6.81%) Land $274,400 Building $125,800
2024	$11,481.00 (+12.12%)
2023		$374,700 Land $274,400 Building $100,300	$374,700 Land $274,400 Building $100,300
2022	$10,240.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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