168 Pennsylvania Ave, Westminster, MD 21157 Property Records

Carroll County property record for 168 Pennsylvania Ave, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,980 sqft · built 1878
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$215,000 (Sep 2019)
Tax Bill$4,749 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-058527

Property Details

APN / Parcel Number

Primary APN07-058527
Alternative APNs
  • 7058527
  • 058527

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions198 ft deep x 45 ft wide

Exterior Amenities

PorchSlab
Porch Area36 sqft
Shed1 Shed
Shed Area840 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number058527
Street Address168 PENNSYLVANIA AVE
CityWESTMINSTER
StateMD
Zip21157-4553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT - 8712 SF 168 PENNSYLVANIA AVE WESTMINSTER
Legal SubdivisionWESTMINSTER
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3009
Census Tract507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

168 Pennsylvania Ave is owned by a company that bought it in September 2019.

Source: Carroll County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address4367 HOLLINS FERRY RD, HALETHORPE, MD 21227-3400
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Sep 27, 2019Grant Deed, Transfer · Conventional Mortgage
POINT BREEZE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019 · Amount on File
Deed SaleSep 27, 2019 · Amount on File
Prior SaleOct 30, 2003 · Amount on File
Deed Book / Page9427 / 1
Transfer Doc0000001020
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address168 PENNSYLVANIA AVE, WESTMINSTER, MD 21157-4553
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102290053
DateApr 22, 2021
Book Page10229/53
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressUPPERCO, MD 21155
Agreement
TypeLine of Credit
AmountAmount on Record

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateSep 27, 2019
Property Address168 PENNSYLVANIA AVE, WESTMINSTER, MD 21157-4553
Document Number0094270001
Book / Page009427 / 000001
Instrument DateSep 17, 2019
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4367 HOLLINS FERRY RD LANSDOWNE MD 212273400, LANSDOWNE, MD 21227-3400

Mortgage

Document Number94270008
DateSep 27, 2019
Book Page009427/000008
Lender
NamePOINT BREEZE CU
TypeCredit Union
AddressHUNT VALLEY, MD 21031
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 26, 2034
Interest
Rate2%

Tax Assessment & Valuation

The 2026 property tax bill for 168 Pennsylvania Ave was $4,749, up 8.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,749.00 (+8.55%)$282,700 Land $73,200 Building $209,500$282,700 Land $73,200 Building $209,500
2025$4,375.00
2023$3,648.00$215,900 Land $73,200 Building $142,700$215,900 Land $73,200 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 168 Pennsylvania Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Pennsylvania Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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