168 Harold Ave, Derby, CT 06418 Property Records

Derby City property record for 168 Harold Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2016)
Tax Bill	$7,440 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:3 B:6 L:16`

Property Details

APN / Parcel Number

Primary APN	`DERB M:3 B:6 L:16`
Alternative APNs	`002708` `8521` `2708`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	158 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2708
Street Address	168 HAROLD AVE
City	DERBY
State	CT
Zip	06418-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	6
Legal Lot Number	16
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1011
Census Tract	120100

Owner

168 Harold Ave is owned and occupied by an individual who bought it in May 2016.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	168 HAROLD AVE, DERBY, CT 06418-2318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit
Mar 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2016 · Amount on File
Deed Sale	May 9, 2016 · Amount on File
Deed Book / Page	733 / 232
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Recording Date	Aug 18, 2026
Property Address	168 HAROLD AVE, DERBY, CT 06418-2318
Document Number	0000000948
Book / Page	976 / 27
Instrument Date	Jul 21, 2026
Instrument	2026948
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 HAROLD AVE, DERBY, CT 06418-2318
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000948,
Date	Aug 18, 2026
Book Page	976/27
Instrument	2026948

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	168 HAROLD AVE, DERBY, CT 06418-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	815-97
Date	Mar 13, 2020
Book Page	815/97

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 168 Harold Ave was $7,440, up 23.4% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,440.00 (+23.38%)	$193,550 (+38.67%) Land $47,180 Building $146,370	$343,221 (+251.28%)
2025	$6,030.00	$139,580 Land $43,080 Building $96,500	$97,706 Land $30,156 Building $67,550
2024	$6,030.00 (+11.92%)
2023	$5,388.00	$139,580 (-) Land $43,050 Building $96,530
2022	$5,388.00	$139,580 Land $43,050 Building $96,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 168 Harold Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Harold Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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