168 Harding Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 168 Harding Ave, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,399 sqft · built 1977
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2022)
Tax Bill	$11,601 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-18-118-008`

Property Details

APN / Parcel Number

Primary APN	`09-18-118-008`
Alternative APN	`09-18-118-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,399 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	168 HARDING AVE
City	DES PLAINES
State	IL
Zip	60016-2969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(JO)-(NOR) SUB OF PT LT2 IN ASSESSORS DIVISION OF NW & LT1 & PT LT2 IN BRANIGARS CUMBERLAND TERRACE SUB IN NW SEC 18-41-12
Legal Range	12E
Legal Township	41N
Legal Section	18
Legal Subdivision	JO - NOR
Legal Lot Number	1,2
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3014
Census Tract	806102

Owner

168 Harding Ave is owned and occupied by two individuals who acquired it in January 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	168 HARDING AVE, DES PLAINES, IL 60016-2969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2022	Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Deed Document Number	202221342
Last Transfer Date	Jan 20, 2026
Transfer Doc	0000016002
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Feb 4, 2026
Property Address	168 HARDING AVE, DES PLAINES, IL 60016-2969
Document Number	0003516002
Instrument Date	Jan 20, 2026
Instrument	2603516002
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 HARDING AVE, DES PLAINES, IL 60016-2969

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	168 HARDING AVE, DES PLAINES, IL 60016-2969

Mortgage

Document Number	0003516003
Date	Feb 4, 2026
Instrument	2603516003

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jul 6, 2022
Property Address	168 HARDING AVE, DES PLAINES, IL 60016-2969
Document Number	0018721342
Instrument Date	Jun 24, 2022
Instrument	2218721342
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	168 HARDING AVE, DES PLAINES, IL 60016-2969

Mortgage

Document Number	0018721343
Date	Jul 6, 2022
Instrument	2218721343

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2062

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 Land $8,258 Building $43,742	$520,000 Land $82,580 Building $437,420
2023	$11,601.00 (+125.31%) Homeowner's exemption Senior Citizen's exemption	$44,000 (-) Land $6,882 Building $37,118	$440,000 (-) Land $68,820 Building $371,180
2022	$5,149.00 Homeowner's exemption Senior Citizen's exemption	$44,000 Land $6,882 Building $37,118	$440,000 Land $68,820 Building $371,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 168 Harding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	29 (1982–2013)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 7 claims Severe Storms & Flooding, Aug 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 168 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures