168 Drybrook Rd, Waverly, NY 14892 Property Records

Chemung County and Chemung Town property record for 168 Drybrook Rd, Waverly, NY 14892

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Dec 1990)
Tax Bill	$3,696 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2021 Refinance + 1 more
APN	`072800 124.00-1-27`

Property Details

APN / Parcel Number

Primary APN	`072800 124.00-1-27`
Alternative APNs	`280012400000010270000000` `00159000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Canopy	330 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00159000
Street Address	168 DRYBROOK RD
City	WAVERLY
State	NY
Zip	14892-9816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2002
Census Tract	11000

Owner

168 Drybrook Rd is owned and occupied by two individuals who bought it in December 1990.

Source: Chemung County and Chemung Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	168 DRYBROOK RD, WAVERLY, NY 14892-9816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage VISIONS FCU
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB
Jan 20, 2017	Deed of Trust, Mortgage ELMIRA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 1990 · Amount on File
Deed Sale	Dec 26, 1990 · Amount on File
Prior Sale	Jan 4, 1990 · Amount on File
Deed Book / Page	90851 / 94
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	168 DRYBROOK RD, WAVERLY, NY 14892-9816
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202602299
Date	Feb 20, 2026
Instrument	202602299

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	168 DRYBROOK RD, WAVERLY, NY 14892-9816
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202116091
Date	Nov 5, 2021
Instrument	202116091

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	168 DRYBROOK RD, WAVERLY, NY 14892-9816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701460
Date	Jan 20, 2017
Instrument	201701460

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 168 Drybrook Rd was $3,696 with a homeowner's exemption, up 12% from the year before.

Source: Chemung County and Chemung Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Chemung Town
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,696.00 (+12%) Homeowner's exemption
2025	$3,300.00	$133,350 Land $21,000 Building $112,350	$180,200 Land $28,378 Building $151,822
2023		$133,350 Land $21,000 Building $112,350	$144,946 Land $22,826 Building $122,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 168 Drybrook Rd; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Drybrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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