168 Dormer Oakes Dr, Saluda, VA 23149 Property Records

Middlesex County property record for 168 Dormer Oakes Dr, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,924 sqft · built 1987
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Apr 2018)
Tax Bill	$4,036 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26A 2 2`

Property Details

APN / Parcel Number

Primary APN	`26A 2 2`
Alternative APN	`12979`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
Gross Area	7,278 sqft
1st Floor Area	1,725 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	112 sqft
Deck Area	344 sqft
Shed	1 Shed
Shed Area	96 sqft
Boat House	576 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12979
Street Address	168 DORMER OAKES DR
City	SALUDA
State	VA
Zip	23149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	OAKES LOTS 1,2,12,13,14,17,18 1.70 ACRES SEE NOTE PAGE 165-426 200-490,P493,413-148,8-2322,9-772 9-774,11-1287,16-1927,18-119
Legal Subdivision	W H STIFF PROPERTY
Legal Lot Number	1-18
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4013
Census Tract	951000

Owner

168 Dormer Oakes Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	168 DORMER OAKES DR, SALUDA, VA 23149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Apr 20, 2018	Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK
Apr 20, 2018	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	20181196
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	0000001927
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	168 DORMER OAKES DR, SALUDA, VA 23149
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000781
Date	May 15, 2020
Instrument	200000781

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	168 DORMER OAKES DR, SALUDA, VA 23149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001044
Date	Jul 11, 2017
Instrument	170001044

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2027

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 20, 2018
Property Address	168 DORMER OAKES DR, SALUDA, VA 23149
Document Number	180001194
Instrument Date	Apr 3, 2018
Instrument	180001194
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 DOMER OAKS DR, SALUDA, VA 23149

Mortgage

Document Number	180001195
Date	Apr 20, 2018
Instrument	180001195

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 20, 2018
Property Address	168 DORMER OAKES DR, SALUDA, VA 23149
Document Number	180001196
Instrument Date	Apr 3, 2018
Instrument	180001196
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 DOMER OAKS DR, SALUDA, VA 23149

Mortgage

Document Number	180001197
Date	Apr 20, 2018
Instrument	180001197

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 168 Dormer Oakes Dr was $4,036.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,036.00	$661,800 (-) Land $247,500 Building $414,300	$661,800 (-) Land $247,500 Building $414,300
2025	$4,036.00	$661,800 Land $247,500 Building $414,300	$661,800 Land $247,500 Building $414,300
2023	$3,848.00	$630,900 Land $247,500 Building $383,400	$630,900 Land $247,500 Building $383,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 168 Dormer Oakes Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Dormer Oakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Virginia Broadband.

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