1. Home
  2. North Carolina
  3. Beech Mountain
  4. Chestnut Way Rd

168 Chestnut Way Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 168 Chestnut Way Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,062 sqft · built 2000
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Sep 2005)
Tax Bill$3,027 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2023 Sale
Flood ZoneZone X (minimal risk)
APN1940-97-8888-000

Property Details

APN / Parcel Number

Primary APN1940-97-8888-000
Alternative APNs
  • 1606316
  • 1859347

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area4,062 sqft Living Area
1st Floor Area1,504 sqft
Basement Area1,504 sqft
Finished Basement1,504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage Area576 sqft
PorchPorch
Porch Area240 sqft
Patio Area538 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1859347
Street Address168 CHESTNUT WAY RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCREEKRIDGE 158
Legal SubdivisionCREEKRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1028
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9210 UNBRIDLE LN, WAXHAW, NC 28173-6784
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 29, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2005 · Amount on Record
Deed SaleSep 29, 2005 · Amount on Record
Deed Document Number2005140050
Deed Book / Page1122 / 547
Last Transfer DateMay 21, 2012
Transfer Doc0016340499
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address168 CHESTNUT WAY RD, BEECH MOUNTAIN, NC 28604-8051
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9210 UNBRIDLE LN, WAXHAW, NC 28173-6784

Mortgage

Document Number0024560418
DateOct 21, 2025
Book Page2456/418
Instrument754613
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 29, 2023
Property Address168 CHESTNUT WAY RD, BEECH MOUNTAIN, NC 28604-8051
Document Number0023530592
Book / Page2353 / 592
Map ReferenceMB 5 PG 223
Instrument DateSep 20, 2023
Instrument734963
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address240 SKYVIEW DR, LENOIR CITY, TN 37772-8603

Transferred To (Grantee/Buyer)

NameVerified Name
Address9210 UNBRIDLE LN, WAXHAW, NC 28173-6784

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$915,800 (-) Land $19,800 Building $896,000
2025$3,027.00 (-66.25%)$915,800 (-) Land $19,800 Building $896,000
2024$8,968.00$915,800 Land $19,800 Building $896,000
2023$915,800 Land $19,800 Building $896,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Way Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures