168 Cherry Birch Ln, Saluda, NC 28773 Property Records

Henderson County property record for 168 Cherry Birch Ln, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,945 sqft · built 2003
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2022)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9596158404`

Property Details

APN / Parcel Number

Primary APN	`9596158404`
Alternative APNs	`00959615840455` `9965870`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,945 sqft Heated Area
1st Floor Area	1,050 sqft
Upper Floors Area	525 sqft
Basement Area	1,050 sqft
Finished Basement	357 sqft
Unfinished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Exterior Amenities

Porch	Patio
Porch Area	376 sqft
Deck Area	344 sqft
Patio Area	328 sqft
Balcony Area	13 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9965870
Street Address	168 CHERRY BIRCH LN
City	SALUDA
State	NC
Zip	28773-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9965870~R3
Legal Description	WHITES LAKE LO15 PL2000-3306A
Legal Subdivision	WHITES LAKE
Legal Block	15
Legal Lot Number	8404
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	1
Census Block	1003
Census Tract	932000

Owner

Source: Henderson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 14, 2021	Warranty Deed, Transfer
May 22, 2017	Deed of Trust, Mortgage PARK STERLING BANK
Aug 6, 2019	Warranty Deed, Transfer
Apr 7, 2017	Deed of Trust, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2022976624
Deed Book / Page	3890 / 635
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	0030410054
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 29, 2022
Property Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757
Document Number	0038900635
Book / Page	3890 / 635
Map Reference	SL 3306A
Instrument Date	Mar 21, 2022
Instrument	976624
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 HIGHLAND GOLF DR, 255, FLAT ROCK, NC 28731-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757

Mortgage

Document Number	0000976625
Date	Mar 29, 2022
Instrument	976625

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 14, 2021
Property Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757
Document Number	0037300435
Book / Page	3730 / 435
Map Reference	SL 3306A7B
Instrument Date	Jun 14, 2021
Instrument	955704
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4695 85TH ST, 4695, VERO BEACH, FL 32967-5643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030560101
Date	May 22, 2017
Book Page	3056/101

Lender

Name	PARK STERLING BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 6, 2019
Property Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757
Document Number	0033690220
Book / Page	3369 / 220
Instrument Date	Aug 6, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	168 CHERRY BIRCH LN, SALUDA, NC 28773-6757
Document Number	0030410057
Book / Page	003041 / 000057
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	168 CHERRY BIRCH LN SALUDA NC 287736757, SALUDA, NC 28773-6757

Mortgage

Document Number	0030410057
Date	Apr 12, 2017
Book Page	003041/000057

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,500 (-) Land $132,800 Building $513,700
2025	$3,562.00	$646,500 (-) Land $132,800 Building $513,700
2023		$646,500 Land $132,800 Building $513,700	$646,500 Land $132,800 Building $513,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Verizon.

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