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168 Beach St, Westerly, RI 02891 Property Records

Westerly Town property record for 168 Beach St, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2.5 ba · 1,644 sqft · built 2008
Lot Size0.484 acres (21,098 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Nov 2017)
Tax Bill$4,215 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN11074641

Property Details

APN / Parcel Number

Primary APN11074641
Alternative APN
  • WEST M:107 B:40 L:21

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area3,970 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,098 sqft (0.484 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number11074641
Street Address168 BEACH ST
CityWESTERLY
StateRI
Zip02891-3205
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block40
Legal Lot Number21
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2036
Census Tract50802

Owner

Source: Westerly Town records · APN 11074641

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 14, LUDLOW, VT 05149-0014
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2017 · Amount on Record
Deed SaleNov 30, 2017 · Amount on Record
Prior SaleJul 01, 2009 · Amount on Record
Deed Document Number20175281
Record UpdatedSep 20, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateNov 30, 2017
Property Address168 BEACH ST, WESTERLY, RI 02891-3205
Document Number2017-1313
Book / Page002017 / 021313
Instrument DateNov 30, 2017
Instrument5281
Transaction TypeTransfer
Record UpdatedMar 05, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 14 LUDLOW VT 051490014, LUDLOW, VT 05149-0014

Mortgage

Document Number2017-1315
DateNov 30, 2017
Book Page002017/021315
Instrument5282
Lender
NameEASTERN BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,215.00 (+12.76%)$541,800 (+47.27%) Land $182,900 Building $358,900
2023$3,738.00 (+0.59%)$367,900 (-) Land $130,300 Building $237,600
2022$3,716.00$367,900 Land $130,300 Building $237,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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