16798 Wingspread Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 16798 Wingspread Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,869 sqft · built 2021
Lot Size	0.136 acres (5,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,640 (Jun 2021)
Tax Bill	$9,197 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-23-27-2726-03-870`

Property Details

APN / Parcel Number

Primary APN	`31-23-27-2726-03-870`
Alternative APNs	`272331272603870` `153871` `155061` `157482`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,869 sqft Living Area
Gross Area	3,910 sqft
1st Floor Area	1,829 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,912 sqft (0.136 acres)
Garage Type	Attached
Garage Area	477 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16798 WINGSPREAD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HAWKSMOOR PHASE 4 102/67 LOT 387
Legal Range	27E
Legal Township	23S
Legal Section	31
Legal Subdivision	HAWKSMOOR PHASE 4
Legal Phase	4
Legal Block	3
Legal Lot Number	387
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1085
Census Tract	17113

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC
Jun 9, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2021343514
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 27, 2026
Property Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550
Document Number	0000237448
Instrument Date	Apr 16, 2026
Instrument	2026237448
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550

Mortgage

Document Number	0000237448,
Date	Apr 27, 2026
Instrument	2026237448

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 9, 2021
Property Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550
Document Number	20210343514
Map Reference	MB 102 PG 67-74
Instrument Date	Jun 3, 2021
Instrument	20210343514
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,245.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 MAITLAND CENTER PKWY # PKWY300, 2450, MAITLAND, FL 32751-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550

Mortgage

Document Number	20210343515
Date	Jun 9, 2021
Instrument	20210343515

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 9, 2021
Property Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550
Document Number	0000343514
Map Reference	MB 102 PG 67-74
Instrument Date	Jun 3, 2021
Instrument	20210343514
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,245.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 MAITLAND CENTER PKWY # PKWY300, PKWY300, MAITLAND, FL 32751-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16798 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9550

Mortgage

Document Number	0000343515
Date	Jun 9, 2021
Instrument	20210343515

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,997 (+2.7%)	$656,610 (-1.19%) Land $110,000 Building $546,610
2025	$9,197.00 (+10.41%) Homeowner's exemption	$562,801 (+12.69%)	$664,520 (+16.87%) Land $110,000 Building $554,520
2024	$8,330.00 (+6.96%)
2023	$7,788.00 (+3.8%) Homeowner's exemption	$499,402 (+3%)	$568,613 (+17.27%) Land $110,000 Building $458,613
2022	$7,503.00 Homeowner's exemption	$484,856 Land $100,000 Building $384,856	$484,856 Land $100,000 Building $384,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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