16797 Rose Pointe Dr, Macomb, MI 48044 Property Records

Macomb County property record for 16797 Rose Pointe Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,340 sqft · built 1995
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-29-101-006`

Property Details

APN / Parcel Number

Primary APN	`20-08-29-101-006`
Alternative APN	`0829101006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,077 sqft
Basement Area	1,069 sqft
Unfinished Basement	1,069 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16797 ROSE POINTE DR
City	MACOMB
State	MI
Zip	48044-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROSE POINTE EST SUB #3 LOT 118 LIBER: 105 PAGES: 1-15
Legal Subdivision	ROSE POINTE EST SUB
Legal Lot Number	118
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1001
Census Tract	224400

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage SIWELL INC
Jul 7, 2023	Intrafamily Transfer, Transfer · VA Mortgage SIWELL INC
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023
Deed Sale	Jul 7, 2023
Prior Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	202358693
Deed Book / Page	29201 / 749
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0000058693
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543

Mortgage

Document Number	2500109535
Date	Dec 8, 2025
Book Page	30424/565
Instrument	202500109535

Lender

Name	SIWELL INC
Type	Mortgage Company
Address	LUBBOCK, TX 79413

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 7, 2023
Property Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543
Document Number	2300058693
Book / Page	29201 / 749
Map Reference	LB 105 PG 1-5
Instrument Date	Jun 23, 2023
Instrument	202300058693
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543

Mortgage

Document Number	2300058694
Date	Jul 7, 2023
Instrument	202300058694

Lender

Name	SIWELL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543

Mortgage

Document Number	2102189377
Date	Jun 1, 2021
Book Page	27752/130
Instrument	202102189377

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MACOMB, MI 48042

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16797 ROSE POINTE DR, MACOMB, MI 48044-5543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152038
Date	Dec 26, 2017
Book Page	25133/718
Instrument	7152038

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,300 (+2.97%)	$402,600 (+2.97%)
2025	$4,765.00 (+13.13%) Homeowner's exemption	$195,500 (+14.53%)	$391,000 (+14.53%)
2023		$170,700	$341,400
2022	$4,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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