16795 Co Rd 3465, Ada, OK 74820 Property Records

Pontotoc County property record for 16795 Co Rd 3465, Ada, OK 74820

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 980 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Jun 2020)
Tax Bill	$994 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-12-003-004-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-12-003-004-0-005-00`
Alternative APN	`1877`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Patio Area	240 sqft
Shed	1 Shed
Shed Area	448 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1877
Street Address	16795 COUNTY ROAD 3465
City	ADA
State	OK
Zip	74820-5762
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S/2 NE SE SW SEC 12-3-4 MIDLAND TWP MH#-SSETX11007
Legal Range	04E
Legal Township	03N
Legal Section	12
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	2
Census Block	2033
Census Tract	89598

Owner

16795 Co Rd 3465, a mobile home, is owned and occupied by two individuals who bought it in June 2020.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK
Sep 18, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Jun 8, 2020	Warranty Deed, Transfer NOT AVAILABLE, HOME TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Oct 9, 2012 · Amount on File
Deed Document Number	20202971
Deed Book / Page	3404 / 78
Prior Transfer Date	Oct 2, 2012
Prior Transfer Doc	002683/030
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Aug 28, 2026
Property Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762
Document Number	0000005141
Book / Page	4045 / 91
Instrument Date	Aug 24, 2026
Instrument	20265141
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762

Mortgage

Document Number	0000005141,
Date	Aug 28, 2026
Book Page	4045/91
Instrument	20265141

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762
Investor	Possibly a Property Investor

Mortgage

Document Number	003934/248
Date	Sep 18, 2025
Book Page	3934/248
Instrument	I-2025-005534

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 8, 2020
Property Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762
Document Number	0003404/78
Book / Page	3404 / 78
Instrument Date	Jun 5, 2020
Instrument	2020-002971
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Tax	$114.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16795 COUNTY ROAD 3465, ADA, OK 74820-5762
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 16795 Co Rd 3465 was $994, down 1.5% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,338 (+5%) Land $3,308 Building $8,030	$94,476 (-52.15%) Land $27,563 Building $66,913
2025	$994.00 (-1.49%)	$10,798 (+5%) Land $3,150 Building $7,648	$197,444 (+98.59%) Land $75,000 Building $122,444
2024	$1,009.00 (+10.51%)	$10,284 (+5.01%) Land $3,000 Building $7,284	$99,424 (+21.82%) Land $25,000 Building $74,424
2023	$913.00	$9,793 Land $3,000 Building $6,793	$81,614 Land $25,000 Building $56,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16795 Co Rd 3465 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16795 Co Rd 3465 is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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