1679 Seaton Ln, Elgin, IL 60123 Property Records

Kane County property record for 1679 Seaton Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,177 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (May 2017)
Tax Bill	$9,738 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-328-027`

Property Details

APN / Parcel Number

Primary APN	`06-33-328-027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,177 sqft Living Area
Gross Area	3,055 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1679 SEATON LN
City	ELGIN
State	IL
Zip	60123-8894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 67
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	67
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5008
Census Tract	851907

Owner

1679 Seaton Ln is owned and occupied by two individuals who acquired it in June 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1679 SEATON LN, ELGIN, IL 60123-8894
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 9, 2022	Intrafamily Transfer, Transfer TITLE 365, TITLE365
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 26, 2017	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	201726923
Last Transfer Date	Jun 9, 2022
Transfer Doc	0000030384
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1679 SEATON LN, ELGIN, IL 60123-8894
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032933
Date	Jun 24, 2022
Instrument	2022K032933

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 9, 2022
Property Address	1679 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000030384
Map Reference	DOC 2002K162673
Instrument Date	Jun 9, 2022
Instrument	2022K030384
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1679 SEATON LN, 1679, ELGIN, IL 60123-8894

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1679 SEATON LN, ELGIN, IL 60123-8894

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 1, 2021
Property Address	1679 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000082195
Instrument Date	Nov 1, 2021
Instrument	2021K082195
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1679 SEATON LN, ELGIN, IL 60123-8894

Mortgage

Document Number	0000082196
Date	Nov 1, 2021
Instrument	2021K082196

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2017
Property Address	1679 SEATON LN, ELGIN, IL 60123-8894
Document Number	0000026923
Instrument Date	May 16, 2017
Instrument	26923
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	343 WINDSOR CT #B SOUTH ELGIN IL 601773505, B, SOUTH ELGIN, IL 60177-3505

Mortgage

Document Number	26924
Date	May 26, 2017
Instrument	26924

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1679 Seaton Ln was $9,738 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,738.00 Homeowner's exemption	$135,651 (+8.57%) Land $30,744 Building $104,907	$407,116 (+8.57%) Land $92,269 Building $314,847
2024		$124,943 Land $28,317 Building $96,626	$374,979 Land $84,985 Building $289,994
2022	$8,404.00 (+4.41%) Homeowner's exemption	$102,923 (+6.96%) Land $23,326 Building $79,597	$308,769 (+6.96%) Land $69,978 Building $238,791
2021	$8,049.00 Homeowner's exemption	$96,226 Land $21,808 Building $74,418	$288,678 Land $65,424 Building $223,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1679 Seaton Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1679 Seaton Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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