16789 E Cheltenham Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 16789 E Cheltenham Dr, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1977
Lot Size	1.57 acres (68,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-40-43-13-00-000-7800`

Property Details

APN / Parcel Number

Primary APN	`00-40-43-13-00-000-7800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	1,535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	68,720 sqft (1.57 acres)
Lot Dimensions	248 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	190 sqft
Patio Area	858 sqft
Storage Building	110 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16789 E CHELTENHAM DR
City	LOXAHATCHEE
State	FL
Zip	33470-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	13-43-40~ N 248 FT OF S 744 FTOF E 380 FT OF W 1240 FT OF SEC IN OR2736P923
Legal Range	40E
Legal Township	43S
Legal Section	13
Legal Subdivision	ROYAL PALM BEACH ACRES
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1010
Census Tract	7848

Owner

16789 E Cheltenham Dr is owned and occupied by two individuals who acquired it in March 2005.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16789 E CHELTENHAM DR, LOXAHATCHEE, FL 33470-3707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1999
Deed Sale	Aug 4, 1999
Prior Sale	Aug 12, 1997 · Amount on File
Deed Book / Page	11274 / 493
Last Transfer Date	Mar 29, 2005
Transfer Doc	0184930503
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16789 E CHELTENHAM DR, LOXAHATCHEE, FL 33470-3707
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16789 E CHELTENHAM DR, LOXAHATCHEE, FL 33470-3707

Mortgage

Document Number	0332541397
Date	Jan 26, 2022
Book Page	33254/1397
Instrument	20220039468

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16789 E Cheltenham Dr was $3,633 with a homeowner's exemption, up 2.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00 (+2.51%) Homeowner's exemption	$130,480	$423,591 Land $211,254 Building $212,337
2024	$3,544.00 (-1.69%)
2023	$3,605.00 (+12.34%) Homeowner's exemption	$123,110 (+3%)	$381,793 (+10.85%) Land $178,753 Building $203,040
2022	$3,209.00 Homeowner's exemption	$119,524	$344,411 Land $147,671 Building $196,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16789 E Cheltenham Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16789 E Cheltenham Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20