16788 Pine Tree Ln, Sisters, OR 97759 Property Records

Deschutes County property record for 16788 Pine Tree Ln, Sisters, OR 97759

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,537 sqft · built 1978
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on File
Last Sale	$907,500 (Sep 2024)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`151002-D0-01601`

Property Details

APN / Parcel Number

Primary APN	`151002-D0-01601`
Alternative APNs	`R6008151002D001601` `135813`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,537 sqft Living Area
Gross Area	3,153 sqft
1st Floor Area	1,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	82,328 sqft (1.89 acres)
Garage Area	616 sqft
Deck Area	681 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	135813
Street Address	16788 PINE TREE LN
City	SISTERS
State	OR
Zip	97759-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	REPLAT OF A PART OF ORIGINAL PLAT OF BITTERBRUSH SUBDIVISION BLOCK 2 LOT 9
Legal Range	10
Legal Township	15
Legal Section	02
Legal Subdivision	REPLAT OF A PART OF ORIGINAL PLAT OF BIT
Legal Block	2
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	3
Census Block	3042
Census Tract	501

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16788 PINE TREE LN, SISTERS, OR 97759-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC
May 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Jun 19, 2019	Loan Modification, Mortgage · Conventional Mortgage MID OR FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	202423339
Prior Transfer Date	Nov 23, 2005
Prior Transfer Doc	0000081761
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16788 PINE TREE LN, SISTERS, OR 97759-9746
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065010
Date	Nov 22, 2021
Instrument	2021-65010

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16788 PINE TREE LN, SISTERS, OR 97759-9746
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029631
Date	May 12, 2021
Instrument	2021-29631

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	SISTERS, OR 97759

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16788 PINE TREE LN, SISTERS, OR 97759-9746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049859
Date	Sep 25, 2020
Instrument	2020-49859

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 30, 2019
Property Address	16788 PINE TREE LN, SISTERS, OR 97759-9746
Document Number	0000051449
Map Reference	CAB A PG 383
Instrument Date	Dec 27, 2019
Instrument	2019-51449
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1665, SISTERS, OR 97759-1665

Mortgage

Document Number	0000051450
Date	Dec 30, 2019
Instrument	2019-51450

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	16788 PINE TREE LN, SISTERS, OR 97759-9746
Document Number	0000021410
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16788 PINE TREE LN SISTERS OR 977599746, SISTERS, OR 97759-9746

Mortgage

Document Number	0000021410
Date	Jun 24, 2019
Instrument	21410

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Sisters School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00 (+3.21%)	$365,280 (+3%)	$769,950 (-) Land $251,710 Building $518,240
2024	$5,551.00 (+2.89%)	$354,650 (+3%)	$769,950 (+3.31%) Land $251,710 Building $518,240
2023	$5,395.00	$344,330	$745,270 Land $251,710 Building $493,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · lower than 64% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASPEN LAKES UTILITY CO LLC private · serves 150 people · EPA ID OR4101476
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Wind Wireless Fixed Wireless	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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